"When it rains I live in fear because I keep imagining what happened to this community will anytime happen to us again. A landslide took place in 2022 and killed three people who were walking back to their homes. And this cause me and my family to live in fear."

"Since I started receiving the payment, my family was so happy, we are able to afford basic needs like Food and clothes is available. I now live in peaceful and Joy because I have full paid the bank loan and I also cultivate for my self instead of working for others. In fact my life has completely changed."

"My wife is very sick she got hit by sand while she was trying to organise the house by mudding it in 2019. Upto now she has never recovered and finds it very hard to walk and even do any work around tye house. Her chest and back hurt alot and yet we do not have any money for her medication. The Landslide that occurred in 2019 washed away land where I was farming. Even in November 2022 the biggest position was taken from by the landslides. Now I have a big family and have limited space and land for digging and yet we need a lot of food. The other challenge that i face is lack of enough money to take all my children to school. My son Nabende Pius just joined secondary school in Bukinyala and he sat the term without fees uo enable him do his exams."

"Even though I am a single parent, I have to fully provide for the basic needs of my family, such as food, shelter, and education. My last born son sat for his primary examination last year and passed well. He was then admitted to grade 9 at a different school, and I had to fully cater to his school uniform and school fees. I am glad that the transfers came in handy, as I spent $170 on uniforms and an additional $60 on paying for term one school fees. For the rest of the transfers, I saved towards the purchase of a 0.1-acre piece of land that I wish to own once I get enough money since the current land we live on is under some family dispute and I fear my family of two might be thrown out at any time. I have not been able to save enough money since the profits I earn from the grocery and second-hand clothes businesses all cater to food for the household, and I have no surplus as savings."

"For the past eight years, I have been the laughingstock of the whole village, which was a result of the condition of my house. It was too small and in a poor state at times, which was embarrassing, bearing in mind that all five of my children were grownups. We all deserved privacy; therefore, I decided to buy all the needed building materials at a total cost of $370 to facilitate this project of putting up a new structure. I now have peace of mind and feel extremely great for finally being able to secure a nice shelter that has two bedrooms and a kitchen. Apart from that, all my kids have been away from school for almost three weeks because of the accumulated fees. I have been depending on working on people's farms for a living, and I could hardly put the daily meals on the table, let alone the fees. Therefore, clearing their fees means a lot to me since I do not have any burdens as of now. Also, my children will excel so well in the entire academic year, which is an inspiration to them. Finally, I had to buy sufficient meals for my family since I was even more stressed watching them go without meals regularly."

"In order to secure a promising future for my children, I plan to heavily invest in their education throughout the year and beyond. To begin, I will pay off any outstanding school fees to prevent them from being sent home, ensuring they can focus on their studies and achieve excellent grades. Additionally, I aim to gradually pay off my son's substantial college debt, allowing him to obtain his academic certificates and pursue desirable employment opportunities."

"What a challenge to live in an area where the main economic activity is charcoal work! This activity has caused deforestation and we are affected the most since rains are scarce and unpredictable. This has caused prolonged droughts and we are no longer relying on farm work. This has pushed me to dig out the remains of trees to make charcoal that I sell to earn money for food. In a month, I make utmost $20. Considering this little income, I am unable to save any coin for our future and my children's education is what has been affected most. In most cases, they are out of school due to a lack of fees. In addition, we usually skip meals and this has greatly affected our health. As a mother, I feel so painful to desperately watch my children at home. This has devoured my hope in life and I consider financial constraints as my biggest challenge."

"My primary goal for the year is to ensure that my son, who is in his final year of secondary school, has a zero balance for his tuition fees. This will enable him to obtain his national examination certificate and pursue higher education. I plan to achieve this goal by using a portion of the monthly transfers that I receive to pay for his school fees. Additionally, I aim to increase the size of my goat herd from the current two to a larger number, as I intend to enter the livestock-selling business. The money from the transfers has already enabled me to purchase these goats, and I hope to continue expanding my herd throughout the year."

"the recent transfer i received i bought a land from it. it costed me 600,000frw. it was my dream to own my own land and i made it."

"With the long-awaited arrival of the rains, I plan to invest a portion of my transfers into farming food crops, which will provide me with ample food and supplies to sell in the market. This initial investment will also enable me to delve into the livestock industry, which has the potential to yield significant profits. My goal is to expand my current herd and sell the animals in the market, using the proceeds to attend to my personal needs. Ultimately, by the end of the year, I hope to have a substantial herd of livestock grazing on my farm, bolstering my wealth creation efforts."