"My hope in the coming year is to become a self reliant in terms of supporting my family. In addition to that, I hope to by next year my social economic category will change. I hope to see my kids growing healthy and gratuating from school."

"By the end of this year, my plan is to establish a physical store to sell my products. Presently, I exhaust myself by going door-to-door in the village to sell detergents. It's a tiring endeavor. However, I aim to find a favorable location near the road, which will enable me to attract diverse customers. Alongside detergent sales, I intend to expand my offerings to include groceries. This diversification will increase my profit margins and contribute to my financial stability."

"Living in a deplorable state, my one-room house is a worse place to live in particularly during this rainy season. I constantly shift my belongings to prevent rainwater from causing severe damage. My main objective before the year's end is to purchase sufficient iron sheets and building poles using the money I will receive from the savings group in July. These materials will enable me to start constructing my new house. Within my current dwelling, I share space with my children, hens, and utensils. The cramped living conditions underscore the need for a more spacious environment, which would greatly benefit my family and me."

"Due to the uncertainty of weather conditions, relying solely on one source of income has become challenging for me. As a result, I am compelled to explore alternative avenues for generating revenue. In the upcoming year and beyond, my intention is to make significant investments in acquiring and raising livestock. This approach would allow me to sell a portion of the livestock as their numbers increase, providing a financial boost when required. Alongside investing in livestock, I also intend to allocate some of the funds from these transactions towards purchasing food for my family."

"In the coming months, I plan to start constructing my own home. Since my divorce from my husband, I've been living on my parents' property. My two children are also with me, and we do not have much privacy. Since then, my ambition has been to construct a home for myself and my children. So far, the transfer and my small savings have enabled me to purchase 14 pieces of iron sheets, and I intend to purchase more for a larger house as well as begin purchasing building poles. Despite surviving on menial jobs with low pay, the transfers enabled me to save and purchase some of the materials. Having my own home, where I can live peacefully with my children under one roof, will be my greatest achievement."

"It is my wish to be a truck driver one day in life going for long distance. For me to be employed as one, I need to have at least a six months experience in driving such big vehicles. Currently, I am planning to approach one of my neighbors who is a truck driver to help me in acquiring such skills. I will be accompanying him while he goes on with his work so that I can be assisting him to drive when he is tired. Over time, I will have gained some experience that will sell me out at the job market."

"We have a savings group that we started in January this year where one saves any amount she has weekly since we meet every Saturday. I do not have a stable source of income but with the current work that I do of burning and selling charcoal, I have been saving part of my income in this group. I am sometimes lucky to save KES 200 in a week and sometimes less depending with what I managed to make at the course of the week. I am planning to later use my savings to expand our house by extending a room that will serve as our bedroom. With this, my young children whom we currently sleep together will sleep in the sitting room so that we can have our privacy as parents."

"Currently, I am planning to take a driving course as it will enable me to acquire some new skills. Despite this, I will be able to attend classes and still look for some work to do when I am free. Having a valid drivers license is important as one can easily get a job even if it is for a few hours. At the moment, I do not have money that I will use in facilitating this since I recently used the savings that I had to purchase some goats as an investment. I work at a grocery store and I am planning to start saving part of my daily earnings for this purpose while I use a fraction of what will remain to cater for my daily needs."

"One thing I've always hoped for is for my two children to excel in school and achieve their academic goals. They are both in high school, and it has not been easy to raise their fees. I'm glad I have some money to rely on every month, and I budget for them to keep their studies going. To accomplish this, I want to make certain that I always pay their fees on time. This will allow them to remain in school. Even after they finish their studies, I hope to send them to college while I continue to receive monthly support."

"I would say my disability is the challenge I face since I cannot do what other people do but I would not be telling the truth. The main challenge that I'm facing currently, is the lack of food. Since I cannot farm I only depend on my menial work repairing plastic containers for my neighbor. However, recently work has been really low which has led to a great lack of money and also food. I also don't have water near my house and I'm forced to walk for about 5 kilometers to the nearest water point which poses a great challenge considering my disability."