"The biggest hardship i face is lack of money for educating my children currently in ogunga primary school, So some times the delay reporting to school.This is affecting their performance."

"The biggest hardship i have faced is lack of money for educating my children and catering for other household needs like medical care, clothing."

"The biggest hardship i have faced is lack of money to cater for my personal needs like medical bills, clothing and food."

" I have earned respect from my community because,I now own my own bed and no longer sleep on the floor.Besides that, my family is ever happy as they listen and dance to the music from the music system that I bought."

"I spent a portion of my third transfer on tiling my floor, something I had admired so much but had no means of acquiring. I am glad that heart desire of owning a tiled house was finally accomplished. Secondly, i purchased clothes for my children who were almost walking naked from the torn and worn out clothes that they owned. Lastly, I lacked most household items which again I had to purchase to avoid too much borrowing from my neighbors."

"I spent a portion of my last transfer on purchasing a water tank for reservation of water for use during dry seasons. I also plastered my house which was previously dusty and could easily host jiggers that in turn affected our health."

"I had not withdrawn my second transfer so when the third transfer was sent we joined them together and started a small shop in the shopping center, then because we think of renovating the house we are in right now we bought some cement that we will plaster the floor and also the walls and we also directed some of the cash to farming of maize and beans."

"I spent my third transfer on paying school fees for two children who are in primary school. I bought household expenditures.I also completed paying a peace of land that I had partly purchased with my savings and all the legality have been done ,now I am happy that I have a place to put up my homestead and stay with my family members haply ever after."

"I spent my third transfer on plastering my house which was by then made of mud and produced much dust which affected my family's health. I also constructed an extra room which could serve me both as a bedroom for my children and a kitchen. I am glad that my children no longer seek for accommodation from the neighborhood as was the case before."

"I bought a bull to help me in ploughing during farming season then I built a kitchen because the one I had before was small and it also doubled as the bedroom for the children so I had to finish cooking fast and let them sleep and the rest of the money I used in buying food for the children."