"I spent my entire third transfer on buying a second hand motorcycle worth 55,000 KES of which I added my saving.Its been years now working on commissions in my employees motorcycle but envisioning myself having my own and due to lack of financial empowerment my dreams seemed impossible, now I am happy having my own motorcycle business which has enabled me provide for my family with ease and also save 9,000 monthly for my household development project. It's a big achievable dream that I have attained through GiveDirectly's assistance and I will forever be greatful to the organisation at large."

"I spent my third transfer on buying building materials that I used to build an iron roofed house, I used to stay in a grass thatched house. The remaining I spent on buying furniture for my new large house. I am grateful for the money I received."

"I spent my third transfer on plastering my house from a mud one which had large cracks that resulted from heavy rainfall hence I was forced to frequently smear it for maintenance purpose. I fixed five steel windows and two doors . I also bought sofa set seats."

"When I received my third transfer, I completed the construction of my 35 iron-roof house. I decided to construct the main house since the one I initially lived in was too tiny to accommodate us all-it was of 10 iron sheets, serving us as a kitchen, sitting room and a bedroom for all my household members-it was poorly ventilated and overcrowded."

"I spent most part of my third transfer investing in my rice plantation. I believe when I harvest, I will be able to educate my daughter in college. The remaining I spent on buying cement that I used to cement a posho mill I have that was initially so dusty given that it was earthen floor."

"I spent most of my third transfer to build a new house of 39 pieces iron sheets, am happy to have my dream house, I also bought furniture and food for my family.Thank you Give Directly."

"I have an orphan who did not have a house to sleep from so when I received my third transfer, I spent part of it on buying building materials that I used to build a new house for him. He does not have to walk in the dark and mud to find a place to sleep. The remaining I spent on food for my family consumes. I am glad and my orphaned nephew is so proud of his new house."

"I spent the larger part of my third transfer on building a decent traditional house ''simba'' for my son where my five children are now sleeping in plus my grandchildren. I am happy and peaceful at heart since I no longer worry for my children safety since before the transfer they used to borrowing sleeping places at my neighbors and in the process they could indulge in night parties as a result my daughter got pregnant at earlier age .I also bought sofa set seat and bedding for my children too ."

"I spent my third transfer on expanding my existing tailoring business by introducing clothing materials for 10,000 KES to enable customers who interested in new clothes have a variety when they come for tailoring services. I also diversified by introducing 2 bags of dry corn for 8,500 KES and 5 bags of charcoal for 4,000 KES, which I display just outside my tailoring kiosk. To date I have managed to grow the charcoal business by additional 3 bags, to a total of 8 bags, and the corn business to a total of 3 bags. My life has so changed that these days my family no longer sleeps hungry unlike when I only did tailoring business as a service, since when people are experiencing famine and low income, they do not make clothes and instead they spend every coin they have on food especially dry corn. Charcoal also sells because it is a reliable cooking energy in this area. I spent the rest of the money on an MKOPA solar panel for 23,000 KES. It charges phones and a radio, and in addition my child uses the lighting for studies for long hours these days due to solar light reliability and availability. Things are different from before when we used kerosene, and because I was not making much, there were times my child could not study at night due to lack of kerosene resulting from my low and unreliable income. In fact life is good these days, thank you."

"I used part of my third transfer to plaster my house and bought food for my family, I also pay school fees for my children and bought furniture with the remaining amount."