"The biggest difference in my daily life is that, my lifestyle has greatly improved since I have a descent bed to sleep, have regular feeding unlike before when I slept on a mat and fed only when food is available. Also, since I opened my potato business,I am also able to sustain my family with the profit. "

"My family is so far the happiest. We eat good food and we sleep on comfortable beds. This is something that we never thought would ever happen to us."

"I can now afford to eat and sleep comfortably . This is a dream come true for me and my life has never been the same again."

"The biggest difference in life is that i own a cow, i also sleep in good beddings and secure house with strong doors."

"The moment i received the money, i felt so happy and kept the happiness within my heart because i did not want any one to know for security reasons."

"The moment i received the money on my phone i felt good and happy. I knocked my parents at 11:00 pm out to show them the mobile money message."

"I spent my third transfer on cementing my house which I build using second transfer, as this was my most felt need."

"I spent my third transfer on building a 3 room house for 47,900 KES since this was an urgent matter as part of the roof had been carried off by the wind.Thank you."

"I spent my third transfer on building a goats shed and bought 6 goats for 20,000 KES, and intend to raise them to finally exchange them for a cow. I spent the balance extending our house which was small for 27,000 KES, since we needed more space ."

"I spent my third transfer on paying Secondary school fee for our son and two daughters (30,000 KES), and spent again 7,000 KES shopping for another son who just joined a Meteorological Department in a University as an undergraduate . I finally restocked my plastic article business (I sell utensils , shoes, basins etc) with 10,000 KES ,which I had already revived using a portion of my second transfer. Since this happened, our lives have changed a big deal, and my husband and I have a lot of peace, I guess it is because he is not as strained financially as before since I am also making a contribution from the business. He used to be harsh and very hard on me but these days he is more relaxed.Thank you very much GD."