"The biggest difference in my daily life is that i sleep very peacefully and comfortably on a bed and a mattress,I used not to sleep peacefully because my roof used to leak and when it rains all my beddings would get soaked,I had no bed and a mattress. I own a garden now and I nolonger hire a garden to do farming,previously I used to hire a garden to dig in and life was not easy because even getting money to hire one was very difficult. I am now a very happy person."

"The moment i received my money I felt so happy."

"The biggest difference in my life now is that I sleep well because I have a bed and mattress unlike before when I was sleeping on the floor. I also have an asset now,two cows that am keeping for my future,I used not to have any asset but now I do. "

"The biggest difference in my life is that i am very healthy because I feed well unlike before I was not feeding well I was sick all the time and sick looking. I sleep well and feel safe because I bought a wooden door which is strong,and I also sleep on a bed and a mattress,before this money came I had a week door made of mabati which was not strong and I felt unsafe,I also did not have a bed and mattress and I was not comfortable. "

"I spent my third transfer on completion of a kitchen structure that is to serve as sleeping quarters for my older children as well for 10,000 KES . I also fixed a steel door and window to our existing house to make it more secure, and bought a heifer for 17,000 KES as an investment for our future. Finally I bought household furniture for 16,500 KES since I only had one small seat."

"I spent my third transfer on completion and finishing for my 3 room house that I started building using my second transfer.The plastering has made the house stronger and the walls not exposed to being washed off in rainy seasons any more.I then bought basic furniture for 12,000 KES since I had only 2 old and broken chairs, and again my now bigger house kind of looked empty."

"I spent my third transfer on extending my old house and plastering the outer walls , especially to protect the walls against being washed off when it rains. Two, I spent the balance on sinking a pit latrine to improve on our sanitation situation."

"I spent my third transfer on buying an ox for 20,000 KES to support ploughing since my family is engaged in farming and livestock keeping and as such it was more appropriate to buy an oxen.I also paid secondary school fee for our child to support his consistent learning, and the balance I spent on assorted food and miscellaneous expenses."

"I spent my third transfer on completion of building and plastering of a two room house for 34,000 KES since I lived in a grass-thatched house where it rained on me thoroughly at night during rainy seasons.I believe proper shelter is of paramount importance so this was my priority number one. I also bought bedding and family clothing."

"I spent my third transfer on 2 heifers for 32,000 KES because I want to be a livestock farmer as this is a good investment. I gave my husband the balance, who removed his shame and fulfilled a traditional requirement by paying bride price to my parents, and these days all the parties involved are at peace."