"The goals I now have is to improve my farming by filling the gaps where tea seedling dried in my tea plantation farm. My other goal is to improve the state of my house and also invest with my wife in poultry farming. "

"I expect my life to change since I will have been able to clear my children's school fees hence will start using the transfers in a different way. "

"I was given a phone that has enable me communicate easily with my family member and friends unlike before when i used to travel in order to get information"

"My life is currently different in that I have excitement and expectation in my heart"

"I expect to enroll in a business management course in the next six months after completing the current course I'm doing. This will add me an advantage while seeking employment."

"My life is currently different in that I have something to hope for every other month,unlike before when things were so different."

"In he next six months, I expect my life to change greatly. I m planning to save part of my monthly transfer and open a shop for my spouse who is currently a house wife. With that I believe that the living standard of the family will automatically go higher."

"I expect my life to change in the next six months in that, I will have managed to have my own fishing equipments will able me to run my own business."

"I have a new goal of opening a toy shop to fill the gap that exist in the market around my village."

"I have always hoped of giving my children the right education for their success hence I spent the larger part of my third transfer on paying school fees for my three children who are in high school and that was the happiest point of my life as a parent since all my children were going to school without being sent home for school fees. The remaining transfer also plastered the floor of my house and fixed two steel windows too."