"My husband took my phone and withdrew my third transfer while I wasn't aware and spent it out with the friends . The remaining 10000 KES which he came back with I bought clothes for my new born child and two sacks of maize for my family's consumption."

"I spent my third transfer on building a decent three roomed and a kitchen too ,it gives me joy to stay in a decent spacious house which I really desired that could fit my family members confortably"

"I spent my third transfer on buying an ox to assist me on cultivating my farm and now its a relieve since I no longer pratice labour exchange nor cultivate by the use of hands which was time consuming. The remaining transfer I bought clothes for my family members and food as well ."

"Since the death of my husband I have been staying in an old shanty which at times made me worry of my safety in it as it was almost collapsing hence I spent my third transfer on building as decent three roomed house to crown it all I will forever be greatful to GiveDirectly for the joy and hope it has given me which I didn't expect."

"The biggest hardship I've faced in life is my mother's death, my father remarried to a ruthless lady who brutally mistreated us. I had to flee from home to a cousin's place. "

"The biggest hardship I've faced in life is being jobless for so long at the time that I had no savings. My children suffered a lot, I even thought that I'm a terrible dad and a failure."

"The biggest hardship I have faced is having an unreliable source of income. I have therefore strained to pay my children's school fees or even meet other basic needs after my fish business, which I formerly relied on, had collapsed. "

"My proudest achievement is having built a decent house where my family can live comfortably unlike before when I used to live in a rental house. I am no longer stressed over rent payment, and instead injected the money I used to spend on rent into my business. Owning my own house has made me feel settled and has inspired me to acquire more assets since I no longer worry about the burden of moving about with my belongings. "

"The achievement I am most proud of is having saved some little money from my casual work three years ago and bought two goats. The two goats have since multiplied to six goats and I've even sold some to cater for my other needs."

"My life currently is different since I am nowadays happy and able to pay merry go round group every week. "