"I have a new goal of building a bigger house that will fit my family. This goal to came to my mind when we knew we would be receiving money monthly with my spouse."

"I expect to have built a poultry house and add more poultry in the next six months."

"I spent my third transfer 35 iron sheet, two steel door and two steel window to a decent spacious house to move close to my in laws"

"I spent my third transfer on building my own homestead and now I am more confortable and independent as opposed to when I was living in my parent's homestead . I also bought a she sheep which has already reproduced."

"Looking back I couldn't afford even three meals in a day hence having my own homestead seemed like a dream hence I spent my third transfer on building my own homestead which I lacked the most . I also bought four plastic chair and a couple of bedding."

"I spent the whole of my last transfer to plaster my house, since l knew this was the best way to keep it strong for so long and a part from that l have been longing to staying in a nice neat plastered house."

"I spent most of the third transfer to build a spacious comfortable house, since l was staying in very small house where l was being forced to squeeze myself with my family. The remaining balance l spent to pay school fee arrears for my child who in secondary school, after she stayed home for sometimes because of the arrears."

"I spent most of my third transfer to buy land for us to get a place where we can put up a home since we do not have enough land and yet our family is big. The remaining balance l added into my savings and built a nice house."

"I spent the whole of the third transfer to pay school fee for my three sisters who are in secondary school, it has reduced a bigger burden that l had and it has also given me easy time to plan on how l will pay the next term fee. "

"The new goals that I have developed since I started receiving the transfer include buying a cow and engaging in more improved farming.I also want to improve my business."