"The biggest hardship I've faced in life is lack of sustainable income in the family. My husband and I have gone through difficult times because we could not meet the needs of our children. Getting them basic education and health care services was a huge struggle."

"The biggest hardship that I have faced in my life has been my inability to provide for my family's basic needs more so that of providing for them food. I rely mostly on farming to get income but of late, this has been affected by the recurrent drought seasons being experienced in our village. "

"The biggest hardship in my life is insufficient income for my household because I am unable to cater for their basic needs. It pains me a lot that we sometimes have to sleep without eating due to lack of money to buy food."

"Receiving this money means that I will buy oxen and start a shop business for my son. I will use these cows to plough four acres of land instead of two. I will also use them for business purposes. This will increase food security and boost the family's income."

"The biggest hardship we have faced in life is lack of enough land to cultivate. Due to the fact that the land which is under cultivation is only one acre, it is hardly enough to cater for the entire family and again this area less productive in that it is clay soil. Therefore we wish to buy another land in a more productive area."

"Receiving this money means a big financial relief to me. I shall spend the money to build a new house, expand my business as well as paying fee to my grandchild."

"Reason why I prioritize my plans the way I did is because, I used borrow money from friends, where I ended up having huge debts, from transfers I will add stock which is shoes, that will increase my profit, this will enable me to pay debts and save, second priority will be livestock which will be poultry keeping, in this business it usually grows first in terms of number chicken increase and other demand such as eggs,third priority will be pay school fees for my child, because I used to have had time to convince teacher to give me sometime to pay fee because I hate seeing my child being send at home."

"The biggest difference in my life is that now am relieved from stress which I had before about getting money for paying school fees for my children. Again, I was able to prepare my land for planting on time. Before I used to struggle to get money for buying farm inputs which would lead to delayed planting hence poor harvesting."

"The moment I received my transfer I was very excited."

"Receiving this money means that my dream of acquiring a better breed of dairy cows and furniture for our house will materialize. "