"Receiving this money means that I will be able to improve my house, buy bedding and use the remaining transfer in farming. For a very longtime I worked hard to build my house but the kind of soil we used for the walls is very lose and may fall easily that is why I will buy sand and cement with the transfer to improve the house. We have been sleeping on old rags spread on the bed, I will now be able to buy a mattress and blankets for our use. The remaining balance from the transfer I will use in farming because we have a piece of land where I shall plant maize that upon harvest we shall use for food and sell the surplus for other family needs like buying clothes and medical needs of the family. "

"The biggest hardship i have faced is lack of money to hire or buy land for agriculture."

"Financial instability is my biggest hardship. This greatly affects my family status and it is quite difficult to live a decent life. This is because I am unable to meet basic needs for the family. My family goes without food almost 3 days a week. Besides this, I am also unable to respond to medical needs a situation that made me suffer from severe stomach ache for 2 months. It was also impossible to provide housing for the family, and in this regard we have been homeless for the past 3 years. I only constructed this small house in August this year but it is not yet incomplete due to lack of money."

"My life is different in that I have managed to construct a decent house and I have acquired nice household items that I did not have before."

"My life is different in that am now able to make money with the motorbike I bought and life is generally easy."

"In the next six months, I would just want to ensure my children are not sent home again for school fees. I will do my best to pay school fees in time so that my children can study in peace. I will take part of my monthly income from GD to pay for their school fees bit by bit until I clear al, their balance. I pray when they are done with studies, they will be able to get well paying jobs to suppoirt me."

"When i receive this money, iam going to hire some land for agriculture and buy some household items."

"The biggest hardship i have faced in my life is insufficiency of funds to take care of the family."

"My life is different than it would have been if I never received the transfer because the stress has reduced and I have settled all my debts, I have even put on weight because of good feeding."

"Due to droughts we are currently experiencing, there is limited food supply within my household since i can't plant anything in my farm. Receiving this money means that i will be able to provide food for my family sufficiently. I will use part of the money to purchase a dairy cow which will provide milk for sell and some for consumption. The remaining part of the second transfer will act as capital for starting a cereals business whereby i will be buying cereals in the village and selling them in the market in town. "