"I will have started a fish business increase in daily income to support me to meet other additional needs for my family."

"My spouse had been unemployed for a long time but he got a job recentlyHe earns very little from it.I on the other part have no source of income and we have to fully depend on his little salary.We have not had rainfall since last year and hence our crops dried up.We therefore have to buy food ie maize.This strains us a lot financially because the commodities are expensive now due to scarcity.This is the biggest hardship I have faced"

"That moment I received this transfer I was so happy because I knew my prayers had been answered. I couldn't imagine a better way to turn around my business fall out than this transfer. I couldn't hide my joy from my family because they were dependent on the income from my business."

"In the next six months, I expect that I will be an established poultry farmer where I will have more than a hundred chicken in my poultry unit. Poultry keeping will solve most of my family's financial problems and enable me meet the costs any costs that my family may make."

"I am currently working as a teacher and in a few months, I will be retiring. I believe that in the next six months I will be one of the famous poultry farmers in my locality. I see myself as a successful farmer in the near future having knowledge on various farm practices I will apply the same on my farm. I am intending to increase the number of chicken to five hundred. I got a good poultry house in place and that when I get to the intended number I will earn a huge profit which will be more than what am currently earning as a teacher."

"I expect to have rented my own salon near my current area of residence so that I can establish a strong customer base and maximize my income from the hairdressing job that I usually do. I will also use the premises as a cosmetic shop and I am sure that I will be making enough money to comfortably take care of my family needs."

"In the next six months, I expect that we will be having a dairy cow for the family. The dairy cow shall come with more food and more income for the family. It is only through dairy farming that we can raise reasonable income to take our children to good schools and give them the best education which is a dream of every parent."

"My husband earns an average income of 500 shillings in a day. This is not enough to sustain the family as he is the sole breadwinner in a family ten. In this regard, it is quite difficult to provide all the necessities in the family especially food and school fees. Sometimes it is impossible to respond to medical emergencies. Therefore, I can say financial constraint is my biggest hardship."

"I expect to see a big positive change in my academic results because I am more relaxed and can fully concentrate on my studies. Last semester, there was a noticeable decline in my performance which was not the true reflection of my abilities. All this was caused by the constant worry on getting personal provisions accompanied by the pressure of living around rich students when I have almost nothing."

"My life is currently different in that I am now stable financially. I used my transfers to pay all the debts I had and invested part of the transfers to increase the stock in my cyber shop. I am now happy since I can get enough money from the business to cater for my basic needs."