"I expect my life to change drastically in the next six months because I will be enjoying a higher living standard. I will be having adequate clean and safe water for use in my homestead. Thus, I will be much relieved from the tedious work of carrying water from the river. Moreover, I will be receiving additional income from the sale of eggs that I will be getting from my poultry since they will have matured."

"I expect in the next six to have to have upgraded my dairy farming to zero grazing. Now I have upgraded the dairy cows I have by fertilizing them with improved breeds through Artificial insemination. I will achieve this plan by selling the calves and some of the savings I have in table banking."

"In the next six months, I expect to lead a more positive life. This is because I will have started my own grocery business. Accordingly, I will be getting more income for supporting my family. Besides, I will be having a relatively large flock of goats. Thus, I will be more confident about paying school fees for my children who are yet to join secondary school."

"I expect my life to change in the next six months in that I will have bought a bed and seats. I will not be prone to chest problems which someone can easily get when sleeping down on the cold floor. I will also not be ashamed of allowing visitors to come over when I have decent seats. Currently, I only have jerrycans which we sit on."

"My focus is financial security. I want to be able to make more money by expanding my current business or even starting more businesses. In the next six months, I know I shall have moved a step ahead financially given that the money I receive from GiveDirectly is invested in my mobile banking business only."

"I expect my life to change significantly in the next six months. This is because I will be getting more income from the sale of eggs that I get from my poultry. Besides, we shall be having sufficient food in our household since we shall have harvested the maize that we planted last month. Additionally, I will be getting milk from at least one of the cows. Subsequently, we shall be enjoying a balanced diet. Still, I will start a new business of buying and selling tea to gain more revenue for supporting my family and paying school fees for my children. Thus, I will be leading a more optimistic life."

"In the next six months, I expect to have bought a cow and embarked on serious dairy farming to expand my income base."

"The biggest hardship I face in this place is the lack of water which forces me to take the cattle over long distances for pasture and water from morning till evening. This happens every day so much so that I had to forego a small grocery business I started at the beginning of this year. "

"Drought and famine is a real threat in our area that has affected many once before, I am seeing signs of it re-emerging and it has become a great concern. My farm is not producing enough and I have to dig deep into my pockets to buy food for my family posing a threat to my business because what is spent is more than the profit gained. Water is also becoming scarce because our water pans are almost drying up due to lack of rainfall. Both humans and animals are forced to share sources of water due to this scarcity posing a great risk to our health."

"That moment I received this transfer I was so happy. This was the greatest blessing I had ever received in my entire life. That day I went to the shopping center to withdraw immediately because I wanted to feel the touch of such an amount of money in my pocket."