We check in with people at each stage of the cash transfer process to see how things are going. Take a look at some of their stories as they appear here in real-time.
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2nd Payment
Transfer Amount
53150 KES ($515 USD)
access_time over 4 years ago
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How is your life different than it would have been if you never received the transfer?
Right now I have a good flow of money because I am able to buy at least three cows at once which I then sell after some time at a reasonable profit. Previously I could only buy one cow because that is all I could afford at that time.
In your opinion, what does GiveDirectly do well, and what does it not do well?
For a small scale trader like myself, I was able to get enough capital to invest in my business which now runs efficiently and generates profits which I use to keep my family going. There are those who also used their money to take care of the school fees issues while others built some nice houses.
What did you spend your second transfer on?
I bought two cows using the transfers I got from Give Directly because I needed to get the animals to add to my already existing stock of animals. In addition to the two, I also purchased three other cows which I will sale out in the near future at a profit. I will then use the profits generated to take care of my family while the initial capital will again be used to buy other cows which will also generate some profit in the near future.
Initial Payment
Transfer Amount
55000 KES ($549 USD)
access_time 5 years ago
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Describe the biggest difference in your daily life.
The biggest difference in my daily life is that I'm back into my business which I had lost. In fact, I'm even doing better than before since I used to afford three cows at a time but now I can afford 5 which translates to more profit and my family can have a better meal than they used to have. They are happier and healthier now.
Describe the moment when you received your money. How did you feel?
That moment I received this transfer I was so happy because I knew my prayers had been answered. I couldn't imagine a better way to turn around my business fall out than this transfer. I couldn't hide my joy from my family because they were dependent on the income from my business.
What did you spend your first transfer on?
I spend my transfer on buying cattle and the rest I used on business expansion. I'm into the business of buying and selling cattle. This transfer came at the right time when I was in need because I had lost 3 cows I had bought. It was a low moment but thanks to this transfer I was able to pick from where I left and became better.
Enrolled
access_time over 5 years ago
What does receiving this money mean to you?
I am a livestock vendor and my business requires working capital of not less than kshs 100,000 to generate substantial profit. Receiving money from GD means I will have enough working capital to trade and make adequate profits that I will later on use to buy livestock for keeping.Livestock to me is a store of wealth and that means I will be self reliant because of GD.
What is the happiest part of your day?
I attend livestock market three times in a week.On such days,I wake up at 4:00am and leave for the market at 5:00am and transact upto midday.I return home in the afternoon having made good profits that can allow me to buy sugar, maize flour,Rice and other food items in bulk for my family. My happiest part of the day is therefore in the afternoon when I arrive home from the market with a feeling of being responsible father and husband.
What is the biggest hardship you've faced in your life?
This year in February, I bought three cows worth kshs 38,000 for my livestock vending business.Unfortunately,two died and one got lost leaving me with no any other source of income hence financial instability. I had to wait for three months to take a loan from Imarika Sacco in May but the financial constraints I had took toll hindering me from providing food to the family.Therefore financial instability remains my biggest worry to date.
