"Farming large scale has always been my desire but I do not have enough money to do so. I am only able to plant maize as food for my family which I can feed on for some few Months to come."

"This is now a rainy season, I live in fear knowing anytime a land slide mighty happen again which has lead to failure of future plans of large scale farming. It's hard for me to make plans for the future."

"I have sick person my follower, he's been down Oct Iast year. I take care of him and feeding as well. I struggle a little because the burden of care is big."

"In the coming year and beyond, my intention is to invest in livestock, particularly chickens and goats. Financial hardships have frequently left me struggling to meet even the most basic needs of my household. I lack a consistent source of income and rely solely on subsistence farming, without any additional employment opportunities to support my family adequately. I firmly believe that owning livestock is a promising venture in our economically challenged area. These animals serve as valuable assets that I can rely on to overcome my financial difficulties. Currently, I already have two goats and nine chickens that I am raising within my homestead. My overarching goal is to acquire more goats and chickens, nurturing them to multiply in numbers. This will enable me to sell these animals when needed, providing a dependable solution to my financial challenges and ultimately lifting me out of any financial crisis."

"My greatest aspiration is to witness all three of my children successfully completing their high school education. In the past, the constant struggle to pay their school fees often resulted in them being sent home, negatively impacting their academic progress. I harboured concerns that this situation might worsen when my husband retired from his job. Presently, we are solely reliant on subsistence farming with no source of income, making the monthly transfer our lifeline. Despite having pressing needs, such as ensuring enough food, my primary focus remains on securing my children's educational aspirations. While my financial situation may not be ideal, I am determined to ensure that their education remains uninterrupted, free from the burden of accumulating fee arrears. I am committed to utilizing the funds to support my children's education not only for the upcoming year but also for the years beyond."

"My current house consists of only one small room, which is insufficient to accommodate my wife, seven children, and myself. It lacks the necessary space for our growing family, and it becomes particularly challenging for the children to study comfortably. Therefore, my objective is to construct a larger house that can provide enough room for all of us. With the financial support from the transfers, I am confident that I will be able to achieve this goal. The prospect of having a spacious home for my family fills me with happiness and optimism. It will not only address our immediate need for more living space but also create an environment where my children can study and thrive."

"Since the arrival of heavy rains in June this year, my house has fallen into a state of disrepair. The force of the rainwater caused significant damage to the mud walls, leading to weakened supporting poles and resulting in the house tilting to one side. Furthermore, the iron sheets covering the roof have rusted over time, leading to severe leaks. Given the circumstances, my objective is to utilize the funds from the transfer to construct a brand-new house. The financial support I have received thus far has allowed me to purchase ten pieces of iron sheets, marking a significant step towards achieving my goal. The prospect of having a new house fills me with immense joy and gratitude, as it promises a safer and more comfortable living environment for myself and my family."

"My daughter Precious who is 9 months old was diagnosed with a heart problem a few months ago. This prompted us to sell all our cattle together with a few goats. Despite all our efforts we still have a hospital bill of about $120. This is our greatest and biggest challenge."

"I remember the day we received that cash transfer from GiveDirectly like it was yesterday. It was a lifeline that changed our lives in ways I can't even put into words. My heart swelled with gratitude because that money meant I could finally afford the medication my ailing husband desperately needed. Watching him regain his strength and smile again brought tears of joy to my eyes. But it wasn't just about the medicine; it was about not having to go to bed hungry anymore. No more empty stomachs and worried nights, we could put food on the table every day. That gift from GiveDirectly was like a ray of sunshine after a long, night, and it filled our lives with hope, health, and happiness."

"My primary goal is to construct a more comfortable and secure two-roomed house for my family of five, consisting of my husband, three children, and myself, by May of next year. Our current dwelling is in a deteriorating state, and every time it rains, we endure discomfort and inconvenience. To achieve this goal, I am committed to allocating a portion of my monthly salary towards a dedicated savings fund for the construction project."