"In the next six months I expect to have completed paying school fee for my children. They will be able to go to school like any other children without worrying of being sent home for school fees ."

"In the next six months I expect to have started my poultry keeping as my investment. Once they have mature I will sell them and spend the money to start cattle farming which is more profitable."

"Receiving this money means that I will be in position to buy a piece of land for farming and produce more for my household since I rely on it for a living."

"The biggest hardship that I have faced in life is lack of enough money to establish my self like start a business. "

"The biggest hardship that fasted with is sickness like my eyes are no longer working well."

"I expect my life to be better because my son will have completed his course. I look forward to have him graduate and get a job immediately. This will then be the fruits of my labour. "

"I expect my life to have changed in the next six months because I will have began productive farming. This will in turn make the flow of income very sustainable. I will have an active farming scheme that will include poultry keeping and vegetable farming. "

"Receiving this money will enable me to improve my house since I can no longer smear the floor with mud. I will also use part of the transfers to educate my children."

"As a farmer, I always rely on milk production as a source of income for our daily needs. Receiving this money therefore means that I will be able to buy another cow so that I can increase my income. I also dont have a grannary where I can store my farm produce. So, I will use part of the transfers to build one."

"My biggest hardship is that I don't have capital to start my once thriving business which failed due to lack of resources to cater for my children's education. When rains failed, crops also failed and my business was affected negatively. I had to close the business because I ended up using all my savings in educating my children. As a result, I am now a housewife who cannot assist my husband financially as before."