" I have a house under construction which has stalled for almost three years due to lack of money.Receiving this money will enable me complete the house.I also have a plan of buying and setting up a posho mill here at my farm.This will serve as a good source of income."

"When my husband passed on, I lost a helping hand to support my children's quest for education. I have singlehandedly taken five of my children through secondary school and colleges. During this time I have had to sacrificially sell all my livestock to foot their fees. It is a costly investment that has sunk me to poverty. My worry is that two of my younger daughters may lack fees since I already sold all cattle. This is the biggest hardship I've faced in my life. "

"In 2017,I gave birth to our firstborn daughter.I developed complications during delivery that necessitated close monitoring and admission at the nearest hospital.We stayed in the hospital for close to two weeks and with each passing day,the hospital bill kept going up.This really strained us financially considering the fact that my spouse and I do not have any stable means of income except for our small farm.This is the biggest hardship I have faced."

"The biggest hardship I have faced is school fees.I have eleven children and they are all in school;two in primary,three in secondary and four in colleges and university.Two have completed but have not secured jobs yet.My spouse is very old and therefore all the weight of raising the fees as well as all the other basic needs in the family are left to me.Money is very hard to come by in this area especially where the only economic activity we depend on is maize farming;which has been adversely affected by crop diseases and drought."

"Receiving this money means that i will be able to construct a more spacious house since the one we currently live in is one roomed and serves as a kitchen, living room as well as bedroom. I will then use the remaining part of my transfer to build a kitchen coop that will enable me to venture into poultry farming. I also have in mind the plan to buy barbed wire and wire mesh to fence around my compound."

"The biggest hardship faced in my life is inadequate income that comes with low self esteem. My income comes from farming which is not reliable and due to drought or floods, it reduces yields and income."

"Receiving this money means I will be able to build one more house for my family. The plan is to build one for myself and then leave the one that I am currently occupying for the children. Both my children and I are now grown up and sharing a house is very inconviniencing. "

"Lack of a reliable source of income is my biggest hardship. I am staying with spouse that I had not yet married. In our culture, the boy/man is expected to give bride price to the girl's parents as an appreciation for the proper nurturing of their daughter which obligation I have not yet fulfilled due to limited funds."

"Receiving this money means I will be able to formalize my marriage. This will make my marriage stronger. It fully confirms my presence here as a wife. If there is any balance, I hope build an iron roofed house for my family."

"The biggest hardship that I am faced with is inadequacy of farm land. The only piece of land that was given to me by my parents is the one that I depend on. It is too small to accommodate my plans but I have no option. I don't have money that I would otherwise use to buy more land so I am forced to do whatever I have to do within the a vailable limited space. This does not provide room for development. "