"There is a difference in my life because I have got capital that is going to enable me start a business which was in my plan but I was limited by finances. This business will change my life for better because it will generate income for my family development. If I had not got this transfer, It would take me a longer time to work for the capital."

"I desire to build a 3 bedrooms house that can accommodate me and my family comfortably. Receiving this money means I will be able to buy the necessary materials required such as poles, iron sheets and some few bags of cement. I will also spend part of the transfers to purchase goats that will help me in the education of my children."

"Receiving this money means that my biggest and constant burden of paying school fees will be eased.I have been wondering where I am going to raise money before the year ends to offset arrears both in secondary school and the University and when I heard about the transfers I was very relieved."

"Initially, I used to depend fully on large scale crop farming; mainly maize and beans for a living but due to unreliable and unpredictable rainfall patterns in this area, i gave up on farming due to poor harvests. I then resolved to engage myself in the business of purchasing milk from my neighbours at a price of ksh 27 per litre and selling them to a middle man at ksh 32 per litre, which earns me a total of ksh 250 daily after selling 50 litres. My daily income is low compared to the needs of my family since i have two children studying in college and two in secondary school. This is the biggest struggle i face"

"Financial instability is the biggest challenge that I face. The charcoal trade business thatI rely on to fend for my family does not generate sufficient income to enable me feed my six children consistently,pay for their schooling and worst of all construct a decent shelter."

"With the welding machine that I just bought, I hope that my son will have a business that will sustain him and that he will help me in providing for the family after the project is over. This will change my life as I will not have to bear all the family responsibilities as I do now being the family breadwinner."

"The biggest difference in my daily life is that I have built a better hand spacious house for my family. I used to live in a small mud house which was leaking from the inside. It was a big problem during the rainy season because it was leaking from the inside, We used to stay in one corner of the house where it was not leaking until when the rain was over. I feared to welcome visitors to my house because the house was in bad condition. There was no space and no seats. At times when I had my siblings, I used to make a tent outside the house to host them there as we discuss family issues. Currently, I have a better and spacious house. I no longer fear to welcome visitors to my house and We are no longer exposed to cold. I am so happy because GiveDirectly has completely changed my living standards from grass-thatched house to an iron sheet roofed house."

"I felt so happy the moment I received my money. I remember very well that I received a message confirming that I had received some money from GiveDirectly and I could not keep calm. I shared the news with my spouse and children and they were overwhelmed with joy. Never before had we received such an amount of money in our lives? From then on, I knew that I was finally going to be able to build a better house for my family and shift from the small one that had constantly given us a lot of discomfort and embarrassment as well."

"I am planning to invest most of the transfers I will be receiving henceforth on farming by buying quality farm inputs. I hope that I will have a bumper harvest this season that will sustain my family through the tough times that are coming ahead especially after the end of these monthly transfers."

"My life is currently different because I am a happy old woman whose standard of living has changed postively. This is in terms of feeding (I feed timely, constantly and on a balanced diet), sleeping (I now sleep on a comfortable bed) and asset acquisition (I have my livestock). Prior to getting this transfer, I was very poor that I couldn't afford a meal or desecent bed. All I had was a heap of clothes for my bed and either one or no meal a day."