"The moment I received my money, I became very happy because I had got the money that would enable me buy construction materials and pay labour for constructing an iron roofed house that I had planned."

"With the plans I have of expanding the projects I am working on of brick-making and tomato farming, I hope that in six months, I will have set aside enough savings through the proceeds of the projects. This will give me an easy time paying school fees for my child who will be joining high school next year and will also take the projects to new heights."

"I am planning to invest most of my next transfers on farming with the hope of having a better harvest this season. I will buy drought-resistant seeds just in case the weather turns out to be as bad as it was last season and also fertilizer to boost productivity. With all these, I hope that I will have a bumper harvest next season so that I will not have to worry about buying cereals for a long period. Lately, cereals have become so expensive, especially maize which is our staple food and buying it will make my life very tough, especially when I will no longer be receiving the transfers."

"The biggest difference in my daily life is that I am now a proud owner of a dairy cow. Even though I am still buying milk, I am certain that I will not be doing so in the next three months. When it reproduces, my children will have enough milk for their consumption after selling some. I will also be able to save the money I would have otherwise used in buying milk."

"In the next six months, my life will have changed in that I will have replaced the old tea plants on my farm with the young ones. When they grow and reach the production level, my monthly income from tea farming will increase. After this, I am planning to start practicing subsistence farming where I will be planting vegetables and supplying them to different hotels in our town."

"Receiving this money means I will be able to get an income by purchasing two indigenous dairy cows whose milk I will be selling. This will enable me meet the day to day needs of the family such as food and allow my husband to concentrate on other issues such as the children's education."

"Our main struggle is financial inadequacy. Since am currently not active economically due to stomach issues, my wife has to bear the burden of supporting the family solely. The only income she gets is from cutting and selling firewood which fetches about a dollar a day that we mostly just end up buying food with. It has made it extremely difficult for us to even save up some money to build a better house and move out of this tiny tilted house that is almost collapsing. Being the village elder here, it is quite a shame to live under such conditions. "

"In the next six months l expect to have started cultivate my farm with hope of getting enough produce come harvesting season."

"In the next six months l expect to have boosted my business of selling cereals and getting enough profit to sustain my family."

"In the next six months I would have added more cattle to whatever I have now and this will be a very good investment. "