"In the next six months, I plan to save my transfers so that I can ensure I buy new household items such as cushions and utensils. The ones I have are worn out and we no longer enjoy sitting in the house because of worn-out cushions. The utensils too are broken and I only have a handful hence I plan to buy new ones."

"The moment I received the money, I became so happy because it was going to support me do what I would have not managed to do on my own in life."

"Currently, I have a goal of using the coming transfers to enroll in a college and further my studies. Therefore, for the next six months, I'm hopeful that I'll have saved enough money to enroll in college and hopefully, I'll be going on with my studies."

"I expect to save and pay more and more school fees for my children who are bound to join college and secondary respectively. The timely payment of school fees gives them ample time to study more and pass their exams too."

"Currently, I'm operating a small business. I do not earn enough to meet my family's needs. I, therefore, have the plans to use the coming transfers to add more stock to my business. I'm hopeful that in the next six months after boosting the business I'll be able to earn more from it which will enable me to comfortably meet my family's needs. The addition of a variety of goods is to ensure that I attract more customers hence more profit."

"The big difference in my life is that my husband has managed to pay dowry for me using this transfer. Paying dowry in this context means that I have been married officially, we both feel happy and relaxed now. Before receiving the transfer we were on tension and stressed because my husband could not afford dowry. According to our tradition if the unmarried woman passed on , the man husband would be made to pay dowry before the burial."

"In the next six months, my family will be living in a very beautiful house that does not leak whenever it rains as I shall have bought the building materials that I anticipate to use to renovate it with. With the materials, I will be able to easily renovate my roof and also extend the house to comfortably accommodate my large family too."

"I am set to complete the course I am currently taking on beauty therapy in November, so I will have three extra months to receive these transfers out of school. My plan is to use the transfers sent to me during those months to set up a salon and buy some of the required equipment so that by the time the project ends, I will be having a source of income."

"At the end of the six months, my family will have livestock to their name as financial security. I have always wanted to be an all-round farmer and I am glad that GD has given me the honor of being one. By then I shall be having a very beautiful and spacious house that will accommodate my large family comfortably."

"At the end of the six months, I shall have saved part of the driving course fees if not all and registered for the driving lessons. I look forward to acquiring better driving skills which will see me land better employment opportunities."