"In the six months I expect to have started large scale farming and hope to get enough produce."

"After our livestock died during the terrible drought in the year 2016/2017, financial instability kicked in and it has been our major setback ever since. It affected our ability to sufficiently provide food, education among other basic needs for our family of 12 people. To date, only one of the children has been able to go up-to college level but still needs to clear some fee balances in order to get her certificate."

"Charcoal making which is our main economic activity here is no longer profitable because there are few trees left and we have to walk long distances to get to them. To fill a sack that can be sold at 5 dollars takes about 3 weeks and hence even meeting basic needs such as our daily food has become quite a nightmare. Financial challenges is our biggest hurdle in life. "

"I want to buy a cow with 320 usd; I have another cow which produces 4 litres of milk a day but that's not enough; I need a cow that produces at least 7 litres a day.This will translate to more income. I also want to expand my house to have an extra room to accommodate my 6 children.The current one is too small since it is has only one bedroom.I will hire someone to build the extra room (50usd for labor and 100usd for building materials)"

"My expectation in the next six months is to buy a dairy cow. I will have an asset that I can sell in case of emergencies. Apart from that, I will also be getting milk from it which will supplement our meals. I can also sell the surplus in order to meet my other family needs."

"My expectation in the next six months is to concentrate on my business and ensuring I do all the necessary to make sure there is constant growth. Now that I have found my success in farming and poultry keeping I will feel good if I also employ my fellow youths so as to improve their living standards."

"My expectation for the next six months is to have bought more sheep. I plan to sell some of these sheep once they are many and meet any financial emergencies that may arise and other development projects."

"A decent house for my family is what receiving this money means to me. Currently, I am living in a small, leaking grass-thatched house that is about to collapse. My first priority when I receive my first transfer will be to construct a big iron-roofed house that can accommodate my family size of seven members. I will use my second transfer to educate my four children who still in primary school. The remaining I will use to purchase goats which will be my long term investment."

"My entire life has been depending on livestock rearing. The constant drought in our area has swept away all my livestock some months ago. Receiving this money means I will the able to restart my livestock rearing business something I have lost for long. I am planning to spend my transfer to purchase goats that can endure the harsh weather conditions in my area."

"I expect to have bought more livestock for rearing as financial security for my family. The livestock will help raise income for my family which in turn can help in paying school fees for the children, buy them food and also clothes to put on their backs thus the improvement in living standards."