"In six months’ time, I expect to be in a positon to pay for my child’s secondary education. The support that I get from GiveDireclty will for sure be a stepping stone towards think through on an investment that will ease this duty."

"In six months’ time, I expect to have already begun working in an already running shop. Since this is the next goal that I am planning to achieve, I believe that all my efforts are going towards realizing this goal and by the sixth month, I will have solved a problem where people go for miles in search of goods and services."

"I was very happy that night when I received the cash transfer. I called the hotline number the next day to express my appreciation."

"Receiving this money means I can build an iron roofed house. It's very costly to renovate the thatched house I live in due to the scarcity of the thatch material."

"My life will be different in that I will always have school requirements on time. As I have always done with the previous transfers, I will ensure I first meet all my school needs with my transfers and then save the rest to start the business I have been dreaming of. The income from the business will boost our income and help my parents in providing for family needs. I know in the next six months, I will have saved enough to start the business. The income will also help me raise money to further my education after secondary school."

"I was going through my contacts looking for my friend's number as I wanted to call her when I received a message alert. Upon reading its contents, I became so happy and immediately informed my family about the message that I had just received. They were all equally happy as we all knew that our lives would never remain the same again."

"My life will be different in the next six months in that I will have built a new house. The one I am living in is grass thatched and it is small. It cannot accommodate us all well with my family. Secondly, in the neighbourhood, most of us have built iron-roofed houses and a few of us have grass thatched. I would also want to be in the same category as my neighbours with iron-roofed houses. This is why I have chosen to dedicate the transfer to savings so that I may have enough money to buy building materials and put up a decent iron-roofed house once. I am moving on well with my savings and in the next four months, I will have the required materials then put up the house."

"The biggest difference in my daily life is that I have been able to furnish my house into a semi-permanent one. Due to this, I no longer walk for a long distance looking for clay. Cleaning this house has also been made easier and less time-consuming. I am now glad since my house is always tidy, more presentable and I can always use the time I would otherwise use in searching for clay on other projects."

"My wife has been doing menial jobs for quite some time, washing people's clothes. This job has been unreliable because she could be lucky to get a deal for like three days or four, it was on the basis of first come first serve. To end this, we sat done and came up with a brilliant idea of starting a shop. When I got the third transfer, this was what we exactly did with a large portion of it. I am glad that the business is doing well and now thinking of expanding it. I kept the rest as saving for emergencies."

"The biggest hardship faced currently is shortage of cultivation land since the major one I had was used to borrow money as collateral security. Without this cultivation land, I have no where to cultivate food."