"My is different in that, I paid off the debt and repossessed my farm land which my father had used as security for the loan. I now have my own farm land as opposed to when I cultivated with my father on the same farm land. Secondly, I have also deposited for a plot of land where I plan to set up my future home. Currently, my family and I are staying in my father's home."

"I was extremely happy on that day when I received the cash transfer. My entire life, I had never held such an enormous amount of money. This was a miraculous event in my life."

"I have been having this business as my main source of income for two years now and since it was my main source of income, it has not been doing well. In most cases, I have had to take loans to boost the business which has been very had to pay back with the little resources from the business. This was the only way to keep the business. Since I started receiving these transfers, I have been boosting the business on a monthly basis with my transfers and so far the business is doing well. There is increased income in terms of the profits and in case I take business resource for my personal use, I don't strain to pay it back nor does it have a major negative impact on the business unless it was a big amount. I do feel at peace because of the transfers."

"My life has greatly changed since I received my first transfer. It is always my happiness to see my family happy and healthy thus I always struggle to put a meal on the table and bring in more assets that we can lean on as a family during hard times. When I received my first transfer from GiveDirectly, I spend on my family wellness. I bought a cow that I look at it as an added asset and I believe soon it will calve thus give us milk for both household consumption and sales. I am happy that this has given me a peaceful mind in that It has reduced my thinking of what to lean on in case of a financial crisis. I am certain that it offsprings will help me in future meet my family's needs especially my children education."

"I am currently in college taking a catering course which I had not completely paid for. With part of the most recent transfer I received, I cleared the fee balance then paid my brother's secondary school fees for the term so that he would not be sent away for delaying with the payments and therefore not having an ample time to study. I then saved the rest of the money as I plan on the best way to spend it and for any emergencies that may arise."

"I spent my transfer on buying sugarcane seeds which I planted on my farm. I am planning to harvest the sugarcane then sell so that I can raise money to buy building materials once. The transfers have been helpful but I was looking for a better way to invest the transfers so that I can get a good amount of money to buy building materials. I feel its time to have my own home and I would want to make use of the opportunity given to me by GD."

"The lack of a reliable source of income is my biggest hardship. My casual jobs which include tapping the local brew 'mnazi' earn me around 200 shillings in a good day.This situation has made our life tough in terms of getting basic needs."

"Food insecurity being our biggest hardship has resulted into my family starving for up to 3 days. This is due to insufficient rainfall that makes it difficult for us to get enough food."

"When I got the mobile money message, I prayed and told God thank you for using GiveDirectly to change my life and lives of many in my community."

"The biggest difference in my life is that I was able to acquire electrical equipment so as to install electricity into our house. I also acquired a refridgerator that will make my business prosper. Previously, my customers expressed the need for cold drinks which I could not offer due to lack of a refridgerator. I believe that when I connect electricity my business will flourish."