"Before I received the transfers from GiveDirectly, I used to spend so much on the purchase of milk for my household's use. This used to drain me financially as I was still needed to meet other necessities. This has since changed as I was able to buy a lactating cow. Even though the cow produces just enough milk for our daily use because it is almost drying up, I am glad that I no longer spend money on milk. Having one's own cow also comes with some sense of satisfaction and I am proud to be an owner of two cows. I was also able to purchase some chairs for my house. We did not have any chairs but I had always wished to get some. But with other serious responsibilities that I had to meet that involved the use of funds, this was never to be. I am grateful for GiveDirectly for holding my hand."

"My mind is settled now because I have bought some materials for constructing an Iron roofed house come my second my second transfer. I intend to move into this house when I retire. Previously, I was stressed because I had no house to go to after leaving my job."

"I recall that day I was very happy and excited when I received the mobile money message news. I was happy because I had very many pressing basic needs that I could not fulfil at that time."

"In the next six months, I expect my life to change in that I shall have additional livestock that will help me meet financial emergencies. I shall be living a more independent life that will not see me over relying on my sons who have their young families that look up to them as well. This should also mean that my living standards shall have risen above that which I am now living. I feel so much grateful for this transfers."

"I received a new message notification early that morning when I was already up preparing our breakfast. When I checked what the content could be, I was filled with happiness when I realized that I had received some money from GiveDirectly. I was filled with joy knowing that my child who is in her first year Kenya Medical College would easily get her school fees."

"I was very happy that day when I received the cash transfer. I had very many needs which I could not afford at the time."

"My life has changed because I have acquired a wagon for ploughing my farm land on time . Previously, I farmed late because I had to wait for the owners of the wagons to plough first. In addition, I bought a bicycle for collecting water from the borehole. Before this cash transfer, I used to suffer from chest pain because of carrying a heavy jerrycan on my head."

"I was very happy at that moment when I received the mobile money message. I felt very relieved because I had limited farm land as a result of the loan. The cash transfer would enable me reclaim my farm lands."

"There is a big difference in my home now having done a plaster in my house, It is now looking beautiful dust free and easy to clean. Before I got the transfer, the house was dusty and cleaning was not easy because I smeared it with cow dug."

"I have lived to support my family heavily relying on farming. I do not have formal employment thus I have taken farming as the backbone of my family economy. When I received my second transfer I took KES3000 to buy a sheep. With the many needs that I had to cater for in the family, injecting this little amount to my source of incoming makes me happy. I preferred this since I already had another herd thus bringing in one to add will not require much capital. I am happy since I am certain this will in the future reproduce thus sell the offsprings to meet other family needs and invest more in other incoming generating activities."