"The biggest hardship that I am faced with is inadequacy of money to adequately provide for my family. Expenditure is high compaired to my earnings."

"Having my own goats in that I am currently rearing in my compound and makes the biggest difference in my life. I am so happy now because in case of any financial crisis I will have the goats to depend on. I have been longing to keep them in my homestead for years but due to the financial difficulties, I could not afford to purchase them. I settled in buying them because I believe they will multiply very soon since they reproduce twice a year and their offsprings mature faster. This assures me that my children will be going to school without any difficulties concerning school fees since I will be selling the offsprings and pay the school fees in advance. In addition to this, I will be able to fulfill my household basic needs without straining since it has been a big challenge to me."

"Receiving this money means marrying a spouse. This will be my source of support because, she will support me in doing household chores as I am riding motor cycle boda boda transport business to support our household."

"My child has been suffering for a very long time and the recommended surgery had been pending since we did not have funds to facilitate the bills. But I am glad this has been made possible thanks to GD's transfers. I might have been able to meet other goals but this was life-changing moment for me."

"In my life, many things have improved including the fact that I started a business. As we speak, I am at the market selling clothes. I make up to KES 1500 per day. I am very comfortable financially. My children are doing better because they are in a boarding private school. My life is better than before I received the transfer because of the income I get from the business. I would never have started the business If I had never received the transfer."

"I majorly depend on farming to earn a living to support my family. Before I used to invest the little I earned from casual which means I wouldn't get enough to buy the farm inputs. This demoralized me a lot but I couldn't do anything due to scarce resources. The biggest difference in my life is the ability which I got after purchasing farm inputs on large quantities. I took some amount to lease a piece of land and to buy farm inputs. I am so happy that the crops are doing so well and expecting a good harvest which will give me a good return after selling the surplus. This money will help me to improve my family and some for my children's education."

"I spent part of my first transfer on paying school for my children who are both in primary and secondary school. I had to pay in advance to avoid them being sent home every now and then like before. I also bought a new solar panel for my children which will help them at night in when they are doing their school assignments. They have been using some candles which sometimes I could not afford to purchase them because they were costly. I will also use the solar panel to charge my phone and those of my neighbors at a fee hence generate an income., I also bought two new mattresses to replace the old ones, at least we are now sleeping comfortable. I then bought some clothes for my children and myself since the old ones were very old and torn. The remaining amount I bought some sufficient foodstuffs for my children."

"It was around 6:45 AM while I was preparing myself for my daily hustle when I heard my phone vibrate. It was unusual for me to receive message at that time of the day. To check it was transfers from GD I was very happy."

"The moment I received my money, I felt so excited! I had never held this amount of money."

"My daily life's biggest difference is having bought mattresses and bed sheets that are now giving me a peaceful and comfortable night sleep. Prior to getting this money, I used to sleep on a very small old mattress that made me uncomfortable all through the night. My children as well slept on pieces sacks with much discomfort as ants bit them throughout the night."