"Comparing my current life with my previous life before receiving the transfers, there has been a great difference. I am now living in a well-furnished house, sufficient foodstuff, and my children are dressing well. were it not for the transfers, all these would have been so hard to get."

"A larger portion of my transfer went to buying livestock. I now have sheep and cows which I am keeping. Had it not have been this money, I would not have purchased any at my own cost. These are assets to me that I can readily lean on in case of a financial problem. I am expecting them to reproduce and have many of them. The income from milk sales will enable me to pay for my children's education."

"I decided to build a spacious house for my family using the transfer. This is because we had been living in a small house that could not accommodate us comfortably and we also lacked privacy. I wanted to do this but for a long time but had not been successful due to the lack of money. Although my spouse succumbed to his sickness, I am glad that I was able to give him a decent burial and clear the hospital bill without organizing for an harambee."

"My life is currently different in that I now have a bigger house than I had before receiving this transfer. We were living in a very small iron roofed house that made it quite difficult for us to live comfortably throughout and was even worse whenever we had visitors at home. It brought a very awkward moment or situation to us to an extent that we felt they should go back to their places soon enough and avoid further embarrassments. I now have enough courage and self esteem to welcome visitors at my home and life has just been so good to us."

"My life is currently different because I now have a new pair of oxen that will be helping me in doing my farming timely for better harvests. I also built a new decent and iron roofed house. My previous house was grass thatched and in a bad state. I am happy that I moved into my new house, which I wouldn't have built if I was to use my own resources."

"My life is now different because I now have goats that I am keeping. I didn't have any livestock before GiveDirectly came to us. I am expecting them to reproduce and exchange them for cows. I was also facing financial hardships that even providing for my family was a challenge. We could at times stay without food. However, I was able to fulfill my family's basic needs such as buying daily foodstuffs without much struggle when I received my transfer."

"Had it not been the coming of GiveDirectly, then I wouldn't be owning any livestock. I am no longer hiring when it comes to prepare and ploughing my farm during the planting season. I used to hire from neighbours but currently I am using my own pair of oxen. It has helped me in doing my farming timely for better harvests. My children were a always sent home from school since I couldn't pay for them on time. Their studies are no longer interrupted now having cleared for them through this money."

"I didn't have any livestock in my compound. However, I now own a pair of oxen and a heifer. Had it not been GiveDirectly, then I would not be owning these livestock. These are living assets which I know will help me in meeting my future financial goals."

"In the next six months, I expect that my life will change in that I shall have already upgraded my house to a cement floor and keep my business moving and expanded as well."

"Supporting education for my 5 children; two in primary school, one in secondary school and two in college has been the biggest hardship i face given that my spouse and I engage in unreliable menial jobs in order to support all the family needs."