"The biggest hardship is having to relay on casual labour as a source of income,growing up I have been in a bicycle tax business and sadly I have never owned one, apparently I have a borrowed bicycle that i use as a bicycle tax,and it has really been hard because it is a borrowed one,I would love to buy my own bysicle for this kind of business and I'm looking forward to the transfer for this reason in particular."

"We are now looking forward to have a warm and comfortable home. We always struggle every rainy season due to heavy leaking of the house which makes us to always be switching places to sleep even in the middle of the night. Hence we shall buy iron sheets, cement for the floor and plastering so that the house withstands rains and winds.The other money will go towards food, house utensils and also buy some livestock especially goats for rearing and selling in future."

"In my life the biggest hardship has been finding proper source of money,one thing I have learnt in life is that you will always have to know your next move properly in order to live comfortably,I figured that working up every morning with no plan on how you will source money and everything else for the household is the biggest hardship ever,because then you have to make sure by the sunset you have something to feed your family,I'm thinking of using the transfer to invest so that I should be able to have a sustainable source of income."

"I am in deep starvation and this money will help me buy food for my 8 children who are sleeping on empty stomachs almost every single day"

"I struggle with finding food for my home. This is a village were if u do not harvest enough food u worry about what will your children will eat. This is my biggest worry."

"The biggest hardship i face has been hunger. We really do not harvest alot as we cant afford fertilizer. This leads to hunger in my home."

"The biggest hardship I have faced in my life is lack of money. I do not sufficiently afford to support my family as I do not have a reliable business or any source of income."

"Besides being a teacher my pay really dies not carter for all my needs. My husband who is in SouthAfrica also sometimes does not send me any money. Hence hunger and lack of money to pay for my relatives education"

"Mostly i have problems with my house especially during the rains seasons i can not sleep especialy if its raining at night. Also i have days when i cant find food and we end up sleepung on an empty stomach"

"Words can never express how happy i am. This money will change alot in my home. I will build a new house and buy matress. I will also buy food"