"Through the ongoing cash transfers, my dream is to have livestock like goats and cows, as they will increase in number within a short period and I can easily convert them to cash when the need arises. These animals will serve as a reliable source of income, providing financial security and flexibility. In the future, when my children are in high school, I plan to sell some of the livestock to ensure that all their educational expenses are met without delay. This way, I can focus on their studies and well-being without constantly worrying about money. Additionally, the livestock will help sustain our family's needs by providing milk and other resources. I am confident that with this plan, I will be able to build a stable and prosperous future for my family, ensuring that we are always prepared for any financial challenges."

"The goal that I now have in mind is to build a new house, as the current one has a damaged roof and is very old, and I am worried that it might collapse anytime. Through the incoming transfers, I am sure I am going to make this dream come true. I will have a safe place that I call home, and I will not have to worry about the condition of the house for the safety of my children. Another goal is to buy many goats for the sake of my children's education once they join college. When I have the goats, I believe they will learn without any hiccups and make their future as bright as I wish. Achieving these goals will not only provide us with security but also pave the way for my children to have a prosperous future."

"I was in town, my daughter was resuming back to school, and I had taken her to pay partially her fees. I was thrilled to receive a message with a receipt of $182.4 from GiveDirectly. I had already budgeted for this amount since I was expecting it, and I was grateful to God. I immediately notified my elder daughter in another town, whom I had promised to support her salon business because she has always been there for us. I was grateful to GiveDirectly for their timely assistance, which allowed me to fulfill my promise to my daughter and the other plans I had."

"My greatest goal for the coming year and beyond is to purchase more livestock and poultry. Currently, I have six hens after losing many to Newcastle disease. Livestock are a valuable asset that increase in value over time. Once my herd grows large enough, I will sell some to meet my needs.To achieve this goal, I joined a savings group with 15 members where I save $10 monthly. Each month, three members of the group receive $50, which they can use to invest as they choose. The money I receive will help me purchase goats and work towards my goal."

"One of the most significant changes was in my relationships, particularly with my three friends. Before receiving the money, I was in debt to them, and it had really strained our friendship. Because I had taken so long to repay what I owed, they had stopped talking to me altogether. But once I received the money from GiveDirectly, the first thing I did was pay off those debts and this changed everything. My friends and I started talking again, and it was like a weight had been lifted off my shoulders.It has been such a huge relief, and our friendship is in a much better place now. This experience has taught me the true value of financial stability and the importance of maintaining good relationships and I can't thank GiveDirectly enough for making this possible"

"I took my phone to a nearby shop to charge it in the evening and didn't realize that transfers would be made that day. Later in the evening, a relative stopped by and asked if I had received my transfer because he had received his. When I heard this, I went to the shop to get my phone and check if I had received mine. When I turned on my phone, I saw several messages, including one from Mpesa. I was overjoyed and couldn't wait to withdraw the money, as I was thinking of using it to build an iron-roofed house to replace my current grass-thatched one."

"For years, I had been using an old and worn-out mattress that couldn't offer a comfortable sleep. Additionally, my five children were sleeping on the dusty ground because I couldn't afford to buy them new bedding. However, my whole family is now happy because, when I got my transfer, I purchased two mattresses and a new bed. I finally managed to change our bedding, and now I have a good place to sleep, as well as my children. Additionally, I managed to buy some salon equipment, and I am currently planning to start my own salon. I trained in hairdressing, but due to financial constraints, I was not able to start my own salon where I could apply my skills and earn an income. I am currently not employed; I am just a housewife, relying on my husband, who is employed in a hotel. I am planning to rent a room to start the salon business, which will keep me engaged and at least help my husband pay the bills and other financial needs."

"Receiving the unconditional cash transfer was a life-changing moment for me and my family. The first thing I did was spend $300 to buy two beds and their matresses: one for myself and another for my children. We have seven children, five of whom are in school, while the other two have not yet reached school-going age. Prior to this, we all used to sleep on the floor, which was uncomfortable and unhealthy. I had always wished to buy a bed but could never afford it. Next, I used $150 to buy four goats which are a practical choice because they multiply quickly and are resilient to the frequent droughts we experience in our area. This small herd will help us build a sustainable source of income over time. Additionally, I paid $80 in school fees for my five children who are all in primary school. Lastly, with the remaining $20, I bought food for my household which may not seem like a lot, but this helped us get through some tough days and provided us with the basic sustenance we needed. It really feels empowering to make decisions that positively impact my family’s life and I will forever be grateful to GiveDirectly."

"I am currently in need of a spacious living space for my children. Our current house is very small, with only two rooms. One room is used as a storage area and also doubles up as a small shop. As a result, I have had to move my children to their grandmother's house, but I am determined to provide them with their own comfortable sleeping space. This is why, since joining a merry-go-round group, I have been planning to use the money I receive from the group to buy building materials to fulfill this dream. I am grateful to GiveDirectly for enabling me buy six iron sheets, and I am optimistic that in the coming year and beyond, I will be able to make this dream a reality. The financial support I have received from GiveDirectly has significantly improved our living standards, and for that, I am truly grateful."

"My main goal in life is to start a retail shop business. The business that I currently run is too tiresome as it involves a lot of walking and the proceeds are not that much. Before opening a retail shop, I would first want to make sure that I see my two sons through college. It is fortunate that one is finalizing college this year and the second one will be joining next year. After this, I believe they will be in a good position to continue supporting themselves to achieve their goals in life. Starting a retail shop has always been my ultimate goal since, aside from getting enough time to rest, I will be able to meet most of our needs on time. I am very optimistic that through Give Directly transfers, I will be able to meet my goal of coming up with this business."