"Since the climate has changed and made our farms unproductive, I have decided to start a goat-farming project. This coming year, I hope to buy more goats to add to the four I already have. I am confident they will multiply, providing a sustainable source of income. I plan to save at least $10 every month to make this dream a reality. I love goats because they are affordable to acquire and maintain, and there is always a ready market for them. With this project, I hope to secure a stable future for my family."

"As a widow, life has been a constant struggle, but with the support from GiveDirectly, I am filled with hope and determination for the coming year and beyond. My dream is to buy more goats to add to the three I currently own. These goats are not just animals; they are my lifeline to a more secure future. Right now, I heavily rely on my son, who already carries the heavy burden of raising his five school-going children while doing casual jobs that barely meet their needs. By investing in more goats, I will be able to generate a steady income, alleviating some of the pressure on my son and ensuring a better life for my grandchildren. I plan to save at least $10 every month, adjusting as necessary to accommodate the family's needs. This way, I will gradually accumulate enough funds to expand my herd."

"I am currently living in a single room that lacks enough space together with my family, and it's becoming very challenging as my children are growing very fast. I am determined to acquire a plot of land and build a larger house to provide us with the room and comfort we need. Despite not currently having a job, I plan to save diligently from my transfers. Our family relies solely on my husband's income from his construction project. A larger house would offer us the space and privacy we need as a family, and that's what I'm aiming for."

"I live in a two-room house and I am diligently saving in a merry-go-round to purchase new metal sheets. Our current ones are old and prone to leaks when it heavily rains.My priority is to create a comfortable home for my family. My husband's job doesn't bring in sufficient income and I am committed to working hard to ensure we are able to meet our basic needs without any struggle."

"I am currently selling fish at home, with my main goal being to invest in goats. Presently, I have five goats, but since goat prices are currently high, I have opted to invest in chicken while waiting for prices to decrease. I am keen on investing in goats because they multiply easily and can be exchanged for cows, which will assist me in preparing my land and, I can easily rent out the cows, providing me with an additional source of income."

"My previous life was incredibly challenging, but thanks to GiveDirectly, I have made significant progress. Now, I have the luxury of being able to afford things like a new mattress, which was once beyond my reach and I do not struggle a lot to meet our basic needs. Looking ahead, I aim to continue growing by increasing sales in my vegetable business and upgrading my house's floor from sand to tiles. To make this possible, I will diligently save income from both my motorcycle and from my merry- go-round savings."

"I am a mother of three, with two of my children currently attending school. Since I started my restaurant, I have made it a priority to pay their school fees in advance to avoid any disruptions. Presently, I have seven chickens, and I believe that they will breed and increase in number. Additionally, I own six goats, and my goal is to add one more before the year ends. I see great potential in investing in goats as they can multiply quickly. My ultimate plan is to acquire a dairy cow, utilizing the milk for cooking in my restaurant and also for sale. This expansion into dairy farming will make it easy for me, because I won't struggle buying milk but will also have some to sell and make profits."

"I make and sell charcoal, and most of the transfers I get from GiveDirectly, I save it in my merry-go-round to fund my dream of opening a restaurant. While most of my income from selling charcoal goes towards our daily needs, my husband also plays a significant role to meeting our family's expenses that I'm unable to meet. My ultimate goal is to improve our family's living standards by opening a restaurant, and I am confident that consistent saving will lead us to success."

"I had hoped to build my own house this year, but with the current financial instability in our country, it's proving to be a challenging time. As the sole provider for my family of seven children, we currently reside in a one-room house that's not in good condition. Unfortunately, it was damaged during the rainy season. Given my job as a nursery teacher, where salaries are often delayed or unpaid for months, it's been difficult to save enough for construction. However, I have started working part-time as a tailor after teaching, hoping to supplement my income. My plan is to gradually save enough money, purchasing building materials like stones, until I can afford to realize my dream of a new home."

"As a motorcycle driver, my main goal is to own my own bike. Currently, I am using my neighbor's bike, and every day I have to give him $4 from my hard-earned money. I began driving a bike in 2016 and faced numerous challenges in taking care of other people's bikes. The owners often fail to understand the financial strain and demand extra work, sometimes even reclaiming their bikes and giving them to someone else. Through my research, I have realized that bike owners benefit greatly while I struggle. Having my own bike would significantly improve my family's life. The money I currently give to my neighbor, I will save it to better my family's future when I manage to purchase my own bike."