"My goal is to purchase a motorbike and hire it out to diversify my income and improve my family’s living standards. I expect to earn about $10 each day from this venture and plan to use this income to support my family. I intend to acquire the motorbike on credit and repay it using the transfers I receive from GiveDirectly. The motorbike costs around $1,000, and I will negotiate a manageable monthly payment with the seller. I believe that once I have the motorbike, it will generate additional income that will significantly benefit my family."

"My biggest goal is to enroll in college to study plumbing. I completed high school last year, but financial constraints have prevented me from starting college. Since my father’s passing, my mother has been struggling to provide for us. I plan to save enough from my transfers to ensure that once my house construction is finished, I can immediately pursue my studies. This will not only improve my own prospects but also enhance our family’s living standards."

"My goal is to save enough in my savings group to purchase a goat. Currently, I have five goats and see great potential in this investment, as goats can multiply and be traded for cows. These cows will assist me in preparing my land during the rainy season and can also be rented out for additional income. I believe that with the help of cows, my harvest will improve significantly, allowing me to sell my crops and create self-employment opportunities, as I am currently unemployed. This will enhance my family's living standards and ensure my children have a smoother experience in school."

"In September 2024, I will sit for my final exams and, upon completion, become a qualified hairdresser. My goal is to open my own salon, using my transfers to purchase essential items such as blow dryers, hairdryers, and braiding materials. I am currently searching for a suitable location to start my salon, where I plan to provide excellent service, primarily targeting female clients. I am confident that running my own business will significantly enhance my family's living standards."

"I save money through a merry-go-round group where we pool our contributions from January to December. At the end of the year, we receive the accumulated amount to enhance our living standards. This December, my plan is to use my share to start a boutique where I will sell official clothing for a profit. I have learned a lot from my neighbor, who owns a boutique, and I am confident I can succeed with the knowledge she’s shared. I estimate needing around $600 to launch the boutique, and I am hopeful that my savings will cover this amount. I plan to set up the shop in town, where there is a ready market for such products. I will ensure all necessary documentation is in place to comply with city regulations. I am grateful to GiveDirectly for their support, and I am excited about this opportunity. I believe starting this boutique will help me avoid the challenges of job hunting after I complete my studies."

"I currently work on a construction site and am also building my own one-room house. Having lived with my parents, I long for the privacy and comfort of my own space. I began construction in June and hope to complete it within three months.Once my house is finished, my next goal is to enroll in driving school. I believe obtaining a driving license will open up opportunities for me to find driving work, such as driving matatus, to support my family and meet our needs."

"I take on various jobs, from working on construction sites to cleaning, just to make ends meet. My children rely on me completely, so I am committed to doing everything I can to meet their needs. Our current sleeping conditions are very poor; we use an old, small mattress that barely offers any comfort. Thanks to GiveDirectly, I was able to join a savings group where I will soon receive funds to buy a new mattress and bed for my family. This will provide us with the comfort and quality sleep we desperately need. I am excited to receive my money from my savings group and ones I receive, I will first purchase one bed for us, followed by another for my children."

"I am thrilled to share that I have finally cleared the debt with the person who bailed me out of prison. This has allowed me to shift my focus to an exciting new goal: constructing my own house. I plan to build a three-room home, which will be a significant improvement over the single-room house I am currently living in. My current home is in poor condition and affects my self-esteem. In two to three months, I will receive money from my savings group, which will enable me to start the construction project. I am confident in my skills as a builder and will handle the construction myself, but I will need funds to purchase building materials. I am deeply grateful to GiveDirectly for their support, which has been instrumental in helping us work towards our goals."

"I currently depend entirely on my husband for financial support. My main goal is to start my own vegetable-selling business. I plan to begin by purchasing vegetables from Mariekani, a local market, and selling them at affordable prices to my neighbors. I will hawk the vegetables until I have earned enough to set up a kiosk for selling them.To get started, I need $20 in capital. I will wait for next month’s transfer to fund this venture. I am determined to become financially independent and improve our family's standards of living."

"My main goal this year is to expand my goat herd. In May 2024, with the $120 I received from my merry-go-round, I purchased two goats for $100. I used the remaining $20 to buy medicine to keep the goats healthy and strong. I am thrilled to see that one of the goats is already pregnant. As my herd grows, I plan to sell some of the goats to fund renovations for my house. The current structure, made of old sticks, is in poor condition and at risk of collapsing. I aim to renovate my one-room house to withstand the upcoming heavy rains."