"Having completed my hairdressing college, I am excitedly working towards starting my own salon. Although I am currently employed and saving diligently for this dream, my commission-based pay means that on slow days, I sometimes return home without earnings. With the skills and knowledge acquired from my training, I am confident in my ability to succeed in my own business. To launch my salon, I need approximately $600 to $700. I am optimistic that with careful saving, I will achieve this goal, elevate our living standards, and provide much-needed support to my mother, who has tirelessly worked to support our family."

"I have a decent house, but the current toilet is in poor condition due to inadequate drainage. Good hygiene is essential, and we often have to ask our neighbors to use their facilities, which is inconvenient, especially with visitors. Sharing a toilet with neighbors is not ideal, so I plan to build a proper stone toilet with effective drainage to improve our sanitation and convenience. To start this project, I am saving up and need $500 to cover all the construction expenses. This improvement will bring me great joy, as the current situation has been a significant burden."

"Jobs are difficult to get here, and even when one's lucky, it hardly pays well. I work as a watchman at the local primary school. I'm paid quarterly, which cannot support my family. The amount is about $150. It can only buy food for my family. My wife is forced to look for casual jobs which are low paying. When she gets a job, she can earn $3 a day. It only buys food and we cannot fully meet other household needs such as school fees or even improving our house. Our children are sometimes sent home due to fees balances accumulated."

"The primary challenge Iam currently grappling with is the lack of financial resources to secure a piece of land for my family. We were displaced by the rising waters of Lake Baringo two years ago, and due to limited means, we had no choice but to temporarily borrow a small parcel of land. Unfortunately, this arrangement has left us in a precarious situation, as we are unable to undertake any meaningful development on the land because it does not belong to us. The uncertainty and lack of permanence have made our living conditions uncomfortable and challenging."

"After completing the construction of my dilapidated house, my next focus is on purchasing livestock. I currently have two goats, which I bought with the help of the transfers. Investing in livestock is a wise decision for me because, over time, the goats will multiply and increase in number. Later, I plan to sell some of the goats and use the money to purchase two bulls. The bulls will be incredibly useful for plowing my land, and I also anticipate earning additional income by offering plowing services to others in the community. I am very happy and deeply appreciative of the financial support I have received from the transfers. This assistance has been instrumental in helping me rebuild my life and secure a better future."

"Financial constraints are the greatest challenge since providing the basic needs for my family is not easy. I work at a nearby school where I earn $ 80 per month and this amount is not enough to meet all the basic needs of my wife and two children. It saddens me especially when I cannot pay for school fees and my child is sent home several times to collect school.fees."

"My house is currently made of mud with rusted iron sheets, and every time it rains, the mud covering the walls is washed away, leaving the house in a precarious condition. To address this issue, I plan to purchase sand, stones, and cement to build stone-walled pillars that will reinforce the stability of the entire house. By repairing the house in this way, I hope to put an end to the frequent and costly repairs I've been forced to make. I am very happy and deeply appreciative of the financial assistance I have received from the transfers, which have been instrumental in elevating my life and enabling me to plan for a more secure and comfortable living environment."

"Having completed the payment for the solar lighting system I purchased on hire purchase terms, I am now shifting my focus to purchasing a new mattress. The mattress I currently sleep on is worn out, causing me serious discomfort every night. My plan is to save a significant portion of my subsequent transfers and use it to buy a new mattress. This will enhance my comfort and improve my sleep quality. I am very appreciative of the financial support, which has helped elevate my life and allowed me to live a better life."

"My primary goal in the coming year and beyond is to invest my subsequent transfers in purchasing more goats and hens. The five goats I initially purchased have already multiplied, doubling their number to ten. This investment is proving to be profitable in the long term, as it provides a sustainable source of income. Once the five-year period of receiving transfers has elapsed, I will have a reliable means to generate income and continue taking care of my family's needs. In addition to expanding my livestock, I am deeply committed to financing my grand children's education. Ensuring they receive the best education possible is a priority, as it will give them a bright future and open doors to opportunities that I didn't have. I am incredibly happy and grateful for the financial support I have received so far, which has empowered me to build a stable foundation for my family's future."

"My goal in the coming year and beyond is to focus heavily on investing my subsequent transfers in purchasing more livestock and poultry. Currently, I have 5 goats and 4 hens, all acquired with the help of financial support. I plan to save more money in the future, allowing me to expand my herd of goats. Over time, these goats will multiply, creating a reliable safety net for me during emergencies. I can sell some of them to address any urgent needs that arise. I am very grateful for the financial support, which has empowered me financially and enabled me to assist other family members as well."