"My current goal is to acquire additional funds to continue renovating my house. I've always dreamed of plastering the walls and cementing the floor because it was muddy and very frustrating during the rainy season. Additionally, the dust has been impacting our health constantly. I plan to use my monthly transfer to purchase the necessary materials to achieve this goal. Once the renovation is complete, I won’t have to worry about the health issues our family has been facing or the house being on the verge of collapsing at times."

"My plan revolves around using the transfers I receive, along with additional support from my parents, to sustain my education until I complete my A levels. After that, I aspire to enroll in college and pursue a course in medicine. To make this journey possible, I need to dedicate more time to my studies and focus during these remaining months. I have a strong desire to join college and study medicine after completing my A levels. Coming from a humble background, I am determined to work hard and change the narrative of our home so that one day, my parents can enjoy the fruits of their sacrifice in sending me to school. This is why I’ve been using my transfers to pay my fees, ensuring that I’m not sent home due to outstanding balances. This allows me to focus fully on my studies."

"Due to banditry, sixteen years ago we lost all our livestock. Additionally, the expansion of Lake Baringo took all our land. We've been permanently displaced by the Lake. I now live with my children in government land, we can be evicted anytime. It's land meant for a local airstrip. Lack of farming land and livestock has made our lives really difficult. I depend on fetching firewood and selling it by the roadside. It's hard selling firewood, and the amount earned cannot be enough for my family needs."

"My goal in the coming year and beyond is to construct a new two-roomed house to accommodate my family. It doesn't sit well with me to sleep in my son's tiny house, but financial challenges have forced me into this situation. I have already purchased twelve iron sheets, and I need ten more to reach the required number. After that, I will purchase building poles and save money for the labor costs of constructing the house. To achieve this goal, I plan to save more money from my subsequent transfers and use it to purchase the remaining materials. I am deeply appreciative of the financial support I've received so far, which has brought me closer to realizing this dream."

"My goal in the coming year and beyond is to repair my house and make it safe for occupation. Currently, the walls are made of mud, and the poles used in its construction have weakened over time. This has caused some of the walls to develop huge cracks and lean to one side, making the house almost ready to collapse. To address this, I plan to reinforce the walls by building stone pillars. These pillars will strengthen the structure and make it more durable. To achieve this goal, I plan to save more money in the savings group over the upcoming months and use the funds to repair my house. I am very appreciative of the financial support that is helping me work towards this important goal, ensuring a safer and more secure home for my family."

"With my son recuperating well in the hospital, my goal now is to save money from my subsequent transfers to purchase building materials. My house collapsed, and I am currently staying in my son's house while he is away. I had to halt my plans to build a new house after my son fell ill, redirecting all my financial resources to ensure he received the best possible medical care. I am happy that, very soon, with the help of the financial support, I will be able to achieve my long-term goal of owning a house. This new home will provide the stability and security that my family needs."

"During the rainy seasons, I normally do not have peace of mind as my children and I are often soaked by the rain. This is due to the condition of my house, where part of the roof is damaged, making it unsafe for us. To address this issue, I have decided to save $15 from my monthly cash transfers so that I can start working towards renovating the house later in the year. I am tired of living in fear and worrying that the old roof might collapse and cause harm to my children. Therefore, I am optimistic that once I can achieve this goal, it will bring us much joy, and we will no longer have to live in fear when the rains come."

"From September this year on, I hope to start an animal business focusing on buying and selling goats. Currently, I have seven goats, and I’ve learned that this business can be very profitable because goats are in high demand and thrive well in my region. To make this dream a reality, I plan to save a set amount each month so that by the time I launch the business, I will have enough funds to support and grow it. This venture will not only provide me with a stable income but also help me support my family better, especially since the charcoal business I’ve been relying on is no longer profitable. I am confident that I will be able to meet my children’s needs and pay their school fees more easily."

"The goal that I currently have is to renovate my house, which had an old, leaky roof. I had always wanted to renovate at least one of its rooms, but this was not possible because of the poor financial status I was in. I have been with my son, who happens to be the breadwinner, and their income could barely meet the family's basic needs like food, leaving nothing for other activities such as renovation. I usually have quite a rough time during rainy seasons and have the fear that it might even collapse someday. Therefore, I have now decided to use $10 from the monthly transfers and buy ironsheets for this purpose. Towards the end of this year, I am positive that this goal will materialize. I will be a happy soul knowing that I will be sleeping peacefully in a very pleasant environment without having to worry about the harsh climate."

"Since I’ve been struggling with life and was advised not to do any strenuous tasks, my situation has become very difficult. I have a plan to build rental shops on the plot my husband left behind before he passed away. This project aims to provide a stable income even after the financial assistance ends. Due to unpredictable climatic conditions, I can no longer harvest crops from my farm and sell the surplus, which has made it challenging to support myself financially. Once this project is complete, I’m confident it will help me achieve the financial stability I have always desired."