"For this coming year and beyond, my plan is to first start changing my door that has been infested by termites and is no longer serving its purpose of providing good security. My intention is to replace it with a grilled metal door, which will provide better security for my home. To achieve this, I intend to save a portion of my future transfers in a merry-go-round group and local savings group so that when I receive my accumulated funds, I will be able to get the door assembled and installed. Once this is achieved, I will be very happy because my house will have improved security and a better appearance. To add on to this, I would also like to venture into livestock farming, where I will be raising a herd of goats. Once the door is installed, I will continue saving my transfers in the savings groups so that I may use the accumulated funds to buy goats. I have great hopes that the goats will multiply and increase in number and value so that, in the future, I may be able to sell some of them and take care of my family, especially when in need. This will also enable me to have something to rely on as a source of income when this program comes to an end. I am excited about the potential of these plans and look forward to the positive changes they will bring to my life."

"My top priority right now is to acquire more goats. Increasing the number of goats will provide a crucial safety net in case of financial emergencies for my family. They will also be instrumental in supporting my grandchildren’s education as they advance to higher studies. I’ve been their guardian since their mother, my daughter, relies on casual jobs. Education is vital, and I want to ensure my grandkids have the support they need to succeed so they can help us in the future as we age. Educating them is also the key to breaking free from the cycle of poverty that has affected our homestead."

"My goal for the upcoming year is to establish a livestock business, focusing primarily on goats, as I now have six of them. I believe this venture will generate enough income to sustain me through school and support my brother’s education, even after the project ends. This will help me continue pursuing the mechanical course I recently started, and I’m excited to soon acquire the skills that will enhance my life. I’m looking forward to building a future for the family I have yet to start. I know that once I graduate, I won’t have to struggle as much in my daily hustle because I’ll have the skills needed to find better job opportunities. This is the key to transforming my life and my household’s future, ensuring that my children won’t have to endure the hardships I’ve faced."

"The main goal that has been on my mind is to use the upcoming transfers to buy more goats for my homestead. I've been considering this because goats reproduce twice yearly, which means they can multiply quickly and boost my investment. These goats will also provide a steady source of income that I can rely on whenever I face financial challenges. Right now, I depend on subsistence farming to support myself and my five school-going children. My top priority is to keep them in school without the risk of being forced to drop out due to unpaid fees. By raising more goats, I aim to ensure their education isn't disrupted."

"I sell sugar and small fish from home, as I don’t have a shop. I currently own twelve goats, which I view as a valuable investment because they can multiply and be sold to help me reach my goals. I plan to use the proceeds to purchase a piece of land and start building rental houses. Alternatively, I might exchange some goats for a cow, which could also be a good investment. Once the cow matures, I can sell it to raise enough money to begin construction on my house. This will improve our living standards and provide my family with a stable income from renting out the property."

"I am currently in school and have many goals, but I am unsure how to achieve them due to our challenging living conditions. Living in poverty is difficult, as we struggle to meet even our basic needs. My immediate goal is to study hard and earn good grades that will allow me to attend a good college. With a solid education, I hope to secure a well-paying job that will improve our family's situation, lift us out of poverty, and help us start living a better life."

"In my family, no one has ever completed secondary school. After finishing eighth grade, I was unable to continue with my studies due to financial challenges. I feared that my fate would mirror that of my family. Despite achieving a good score of 321 out of 500, I had to stay behind to earn money and support my four siblings, who are currently in school. When GiveDirectly came into our lives, I was overjoyed. With their support, I was able to enroll at Mnazi Mwenga Secondary School, something I had always dreamed of. The school fees are affordable, and the teachers are very understanding. I spoke to our school bazaar about my situation and informed him that I would be paying in installments, and he agreed, which has allowed me to continue with my studies. Although life has been very difficult and at times I had lost hope, GiveDirectly’s assistance renewed my optimism. My goal now is to complete my studies and become the first in my family to finish school. I pray to God to help me advance to college, graduate, secure a good job, and improve my family's living standards."

"Since I started receiving transfers from GiveDirectly, I have experienced two major changes in my life. The first big change is that I no longer sleep on the floor. Before, I didn’t have a bed and had no choice but to spend my nights on the floor, which was very challenging. Now, I sleep in comfort and with dignity. The second big change is that my family now has enough food. We used to struggle with just two meals a day, but now, we can enjoy three meals daily. This has greatly improved our health and overall family life. We are joyful and incredibly grateful for this support."

"With my son currently in Form one, my top priority is to ensure that his education continues without interruption and that he is not sent home for unpaid school fees. To achieve this, I plan to use a portion of my transfers to cover his school fees while also focusing on expanding my business. I have started a shop business, and I am now utilizing funds from my savings in our savings group that I previously saved to help it grow. As I allocate my transfers to support my child's education, my savings will play a crucial role in boosting my business. I am truly grateful for the opportunities provided to me by GiveDirectly, and I remain hopeful that my business will develop into a reliable source of income for my family especially when this program comes to an end."

"My plan for this year and beyond is to continue using a portion of my transfers to buy more goats, hoping that they will multiply and increase in number and value. This will provide me with something to rely on, especially when this program comes to an end. Additionally, I plan to use another portion of my transfers to gradually purchase building materials to repair my house because my house is in need of major repairs to prevent it from collapsing.. Once the repairs are complete, I intend to redirect a portion of my transfers to buy a new bed and mattress, as the ones I currently have are worn out. I want to ensure that I can sleep comfortably at night. Through these efforts, I am working towards a more stable and secure future for my family."