"I was very optimistic that we would start harvesting food from the farm this year. My main objective with farm food in plenty for consumption was to purchase livestock with the transfer earnings this year. However, due to the severe effects of the drought that have weathered all the farm's crops, this won't be the case. My current plan is to use the cash to buy food, water, and just enough to cover my children' school expenses. The situation is getting worse every day due to the sun's harsh rays. We hope for better times so that we can put the money to work for us, but if things continue as they are, there is no choice but to spend it on buying food."

"My primary goal this year is to buy iron sheets for the renovation of my house. Its roof is pretty old since it has existed for the last thirty years. Once it is repaired, I shall be free from extreme weather conditions, especially at night. Secondly, I have a goal of investing in livestock keeping. I consider buying livestock as a simple but most appropriate saving scheme because later in I can sell them to raise some money for family needs. Since I have three school-going children, my aim is to use part of the transfer to pay their school fees. I will be a happy mother to see them always going to school."

"I currently intend to achieve my motorcycle ownership goal. I currently charge a fee to transport passengers and luggage on a bicycle. I'm 51 years old and no longer have the stamina to ride a bicycle. As a result, I am unable to make enough money to support my four in-school children as well as my spouse. I've been saving up my prior transfers, and I still have plans to do so in order to hopefully buy a motorcycle in April. It will be a good fit for our household's revenue source because, at the very least, it uses less energy to run than a bicycle and makes more money."

"I do subsistence farming for a living. I have been growing grass to feed my cow although in small quantities. In the coming year and beyond, I will hire a bigger piece of land to grow varieties of grass to be sold to those keeping livestock like cows. There are very few people from my community doing such a business as the process is so involving. This will yield enough profits for the basic needs like food , clothing and education for the children who are still in Primary School."

"I used the transfers to pay for school fees of my kids who are in secondary school. Before the transfers my children were in and out of the school and they almost dropped out of school due to lack of school fees. I used kshs 15,000 to clear their fees arrears that have accumulated for the last one year. I also started a new business of selling ladies clothes for kshs 20,000 in a nearby market, so far the business is doing so well and I get enough profits to cater for food for my family of five. I never had a cow before, I used kshs 15,000 to buy a female cow for milk production for my family consumption. I thank Give Directly for the transfers."

"In the coming year and beyond, I am planning to start up a small business of selling groceries and second hand clothes. Before I lost my parents I was doing business and it collapsed since I used all the money I had to arrange for their burials. I have experience in such businesses, with the trend in my community , groceries and second hand clothes businesses have high demand since very few practice such. I will be saving the profits in order to buy a female cow for milk production for consumption and sale."