"The lack of a stable source of income is the biggest challenge currently. My husband who is the breadwinner of the family is a driver, and with the rise in the cost of fuel, he gets little money as he works on a casual basis. This has made us struggle to make ends meet hence we are unable to meet all the basic needs of our family."

"We live in a semi-arid area, it hardly rains, and even if it does it is not enough for farming. In my old age, I solely depend on my children to provide food for me and my two orphaned grandchildren. I feel we are so much of a burden to them since they also have their own families to raise. If I had fertile land, I would grow my food and rear livestock but that's not the case. We take two meals in a day and sometimes once. Lack of proper nutrition has weakened me and made me susceptible to diseases."

"Food insecurity is the biggest challenge in this area. It has been three years since we got a good harvest from our farms due to a lack of rainfall. Being a farmer, I shifted from cultivating land to rearing goats to earn a living but it is not productive as they also lack enough feeds. This has forced me to supplement my income with casual jobs to provide for my family."

"Education is the key to life and every parent wishes the best for his/her children. Amidst many life challenges, raising school fees for my 3 children in grade 10 is a nightmare. My family of 7 depends on raising goats for a living. However, the flock is now reduced because I have been selling them to clear part of their school fees. I am uncertain whether I will be able to meet their education needs because the financial future is unpromised."

"Late last year, I made the decision to join a savings committee where we gave money to one individual each month so they could make a significant difference in their lives. When it is eventually my turn to receive the funds from the committee, I am hoping to use them to purchase a few farm animals, ideally goats, chickens, and possibly a cow as well, but I'm not sure because livestock is very pricey. After that, I'm also going to use the money I get from the charity to pay my grandkids' tuition since after their father passed away a few years ago, my daughter, who is also their mother, lost her job, and it's been incredibly difficult for her to support her children. I consequently made the decision to help her pay for her tuition because she is unable to accomplish anything on her own."

"Last year, I set up a goal of buying new iron sheets for building a house. The present house is relatively small, and my children are always uncomfortable. Since I never accomplished that goal, this year, it forms my primary goal. I shall strive through the transfers to buy the remaining 20 iron sheets to build a 30-iron roofed house. I will prioritize building a two-roomed house that is relatively spacious for my children. My other goal is to open a bank account for savings for my children. At the moment, I have four school-going children, and I always struggle to raise their fees. Building up a saving scheme for their education will ease my burden as they advance their studies."

"I currently have a lot of challenges. The housing issue, however, is the most urgent one. We were forced to relocate here as internally displaced people in 2017 when bandits drove us out of Arabal (IDP). Because I don't have a place of my own, I've lived in three separate places. My family and I have been profoundly impacted by this since we feel like outcasts who must rely on the kindness of others. I occasionally wish I could live on my own piece of land."

"Food security is a major problem that we are experiencing currently as a family. The rise in the cost of living has complicated matters for us, previously it was a bit better unlike at the moment. The cost of household commodities like sugar, and maize flour has skyrocketed and so putting food on the table is a huge struggle. Some other times we go to bed on an empty stomach when we are unable to afford food for the day since we live from hand to mouth.It saddens and breaks my spirit a lot because as a breadwinner of the family, I am being looked upon to provide for my family, a responsibility which at times I am unable to meet."