"The biggest hardship we face in life is poverty. We depend on fishing and our income is not enough to cater for all our financial needs."

"Our proudest achievement is that we have a better shelter for our family after living under a leaking roof for six years."

"The achievement that I am proudest of is that I was able to buy a piece of land and managed to build my house on it using cash that I got from my fish business and the savings that I had in our local lending and saving scheme."

"The biggest hardship we have in life is that we lack money to live a comfortable life. Right now we don't even own chairs that our visitors can use when they visit."

"The achievement that I am proudest of is that I have been able to take my child to school up to university using cash that I get from my savings in our table banking scheme."

"The proudest achievement is that I have taken care of my children and now they are adults."

"The proudest achievement is that I have taken care of my brothers since my parents passed away. I have taken them to school,one is in the university and another is operating his own tailoring shop in kisii town. I have done all this through farming."

"My proudest achievement is that I have been able to save a little money which I used as capital for my small business. The business has been a source of income to me and I feel happy to have started it."

"The biggest hardship that we have faced in life is that we don't have a stable source of income."

"The biggest hardship that I have faced in life is that I don't have a stable source of income to support my family. I depend on farming and charcoal making. Sometimes life gets hard to the extent that we go without having meals."