"I did not have a kitchen i built a kitchen we used to cook in the compound and when it rained we really had problems on where to cook so I built one a bit big and partitioned it one side is their sleeping area and kitchen, I also bought a bed and mattress the ones before were old and worn out. My two daughters are also in high school so I used part of the transfer to pay the school fees arrears that they had in school, mattress. lastly I bought maize to eat in the house.the transfer has really changed the situation at home and I see more smiles in their faces of my children."

"I have a very small piece of land so when I received my third transfer, I bought another piece where I am planning to build a house but for now I have ploughed it as I prepare for building the house."

"I spent 65,000 KES from my third transfer on a Printer with Inverter, and initiated a Walking Studio business. It happens that we topped up with 15,000 KES profit from a Retail shop business that we set up using my second transfer just a few months ago, and which has been doing consistently well. We had actually invested 25,000 KES in that shop business, but today we talk of working capital worth 50,000 KES. If things remain constant, then one year from now, my family will have made a major step even in terms of our living standard."

"I have been using a solar lamp for a long time and paying the bills were too much with my meager income and I had to go back to using paraffin lamp with was also not cost friendly. So when I received my third transfer, I connected my house to electricity. My house is now well lit. The remaining I spent on food for my family consumes."

"I spent my third transfer on buying building materials that I used to build a new house. My previous house was too squeezed and could not accommodate me and my family."

"I spent my third transfer as top-up for constructing a second Fish Cage and stocking it with 2,000 fingerling seeds. I also bought fish pellets to feed them. This is a Project I started with my second transfer and so far I have 2 fish cages, with 4,000 fish fingerlings, though if I factor in mortality they may be reduced to 3,500 fish. The fish are growing well so I expect to start harvesting in January , when they will be mature and may be weighing averagely about 500 grams depending on how well I feed them and other factors. The reason I started the business is that I needed to invest in a venture that would eventually provide reasonable profit to enable me build a good house for myself in the near future. I always wanted to venture into this Project but did not have sufficient funds until GD supported me , thank you very much."

"I spent my third transfer on clearing my son's school fees. I owed the school some arrears that I had to complete. The remaining I spent on buying household items I lacked and food for food for my family consumes."

"I spent my third transfer on buying cattle for rearing as I did not have any. I also bought them as they will act as my assets. I also bought some chicken and started poultry keeping. As we speak I have a lot of chicken and I am planning to expand it soon. The remaining I spent paying school fees for my two children in secondary school."

"I wanted to construct a permanent house since I was tired of smearing given that I am too aged to do that. So the whole of my three transfers I spent on buying building materials that I have since used to construct a nice brick house. I have not completed it, but I am hopeful that I will soon."

"I spent my third transfer on cementing my house into a semi -permanent house from a mud one and now I find it easier cleaning my new house , also the time I used to spend on smearing my previous mud house I now use it on engaging in income generating activities .I also bought two goats ."