"Paying school fees has been my greatest challenge and seeing my children home while school is in session used to pain me as a parent who makes peasant income and the way out was just impossible hence I spent the larger part of my third transfer on paying school fees for my four children who are in high school 20,000 KES and the other four who are in primary school 10000 KES and now I have a peace of mind for a while despite the long journey ahead. I bought food for my family's consumption and decent clothes . I also added stock onto my charcoal vending business."

"I used most portion of my third transfer to pay school fees for my child who is in high school because this is the only way I could help secure his future, I bought high density cushions for my seats which are more comfortable, I bought clothes and shoes for my self and my children. The remaining amount, I spent to buy a goat which has reproduced which will always remind me of GD and also bought other household goods which I did not have."

"I spent my third on leasing more lands where I have expanded my rice farming and now grow rice in large scale. I also spent some of it on buying pesticide for my rice."

"I invested most of my third transfer on livestock farming. I bought a cow for milk purposes and an ox for ploughing my farms. The remaining amount of the transfer, I spent in meeting my family's basic needs such as foodstuffs, clothing and school fee."

"I spent my third transfer on plastering my 3 room house and fixing metal door and glass windows for 47,000 KES since we always wanted to do this as a priority but then it has been hard to implement since we get a little money which we have not been able to save towards our housing project.Thank you."

"I used a portion of my third transfer to buy cement and sand which I have used to cement my house which I built with the third transfer, I paid laborers who cemented my house. The remaining amount,I spent on a bull which will assist me during ploughing season and also I can always sell it when need for school fees arises."

"I have been staying in my co wife's house given that she is not home so when I received my third transfer, I bought building materials that I used to build my own house. I also spent some on ploughing and planting. The harvest helps me feed my family."

"I spent the larger part of my third transfer on cementing my house and painted it as well and now I am happy living in a clean environment since I no longer stay in my previous mud house which was filed with dust.I paid school fees for my child who is in high. I also bought food for my family's consumption and decent clothes too."

"I spent my third transfer on relocating from my father in law's land and building a 3 room house on our own land for 47,000 KES. We were expected to do this sooner or later according to the Luo traditions, but we thank God that Gd support has facilitated us to do it sooner than expected."

"I spent my third transfer, I bought household items like furniture, a television set and utensils. I did not have these things before."