"I spent my third transfer on building a house since I had a small roof thatched house which was almost falling down, I also paid school fees for my son and start a fish vendor business with the remaining amount."

"Having bought building material with my second transfer I spent my third one on building my house since I had a small house which couldn't accommodate us comfortable with my teenager children, I am happy because we are able to have our own privacy."

"The biggest hardship which I face is sickness of ulcers and pressure.which sometimes attacks me."

"Receiving this money is going to help me to raise the capital for my business of selling foot wear and vegetable seeds ."

"Receiving money is means of managing my self to buy oxygen and ox-plough to improve family farming."

"The biggest hardship we face is lack of enough land for farming because having one garden is not enough since you want to plant variety of crops ."

"Receiving this money is a help to me ,because I will buy ironsheet for construction of my house then the balance I Will use for buying cattle. "

"Receiving this money means i will be helped. I will be able to pay school fees for my children, complete the construction of my house so that children can also occupy their own rooms."

"The biggest hardship i am faced with is lack of money. In many instances, i do not have enough money to pay my children's school fees and this has always forced me to get loans from my village saving groups which is also expensive because it requires interest."

"I spent my third transfer on buying two oxen which assist me in cultivate in cultivating hence I no longer practice labor exchange as I used .I bought a solar lamp .I also bought a bag of maize for my family's consumption and household expenditures as well."