"The biggest difference in my daily life is that my skin has become smooth because i eat good food, i have been able to solve the big problems that i had and i have a relaxed mind."

"The biggest difference in my daily life is that i sleep well confortably on a mattress and I nolonger suffer with cold in the night when it rains because I have repaired my house,previously,I was sleeping on a mat and my house was open on one side and it would get so cold that I could not sleep in the night. I could worry that one day the house would fall over me any time,but right now I have no more worries. My family and I can now eat in time,unlike before when I had to go to look for work and after getting paid is when my family would eat,I was not sure of a meal until I get work and get paid. I am also dressed well now,because I was able to buy clothing for myself and for my family members.I used to lack clothes and I had old and worn out clothes."

"I spent most of my third transfer on school fees for my children now they will not be sent home for school fees again."

"I spent most portion of my third transfer to make a down payment on a land I was purchasing where I will build my house and move from the rented one, I spent a portion to buy fishing ropes since I am in fish business and the remaining amount, I spent to buy other household items which I did not have."

"I spent a portion of my third transfer on cement and sand which I have used to cement the house I built with my second transfer and paid laborers who cemented my house. I spent some amount to pay school fees for my children who are in academy because I did not want to incur fee arrears in school. The remaining amount, I spent on two sacks of maize for consumption."

"I spent all of my third transfer on building my house since I had a small house which couldn't accommodate us comfortable with my growing family."

"I spent most of my third transfer on building a house since I had a small thatched-roofed house which was almost falling down, then start a business of selling vegetable for my daily income with the remaining amount."

"The moment I recieved my money, I felt very happy and I ran around shouting with joy."

"I spent a portion of my third transfer to buy cement and sand which I have used to renovate my house from mud to plastered as this will make it more durable, I spent some amount to pay laborers who plastered my house. The remaining amount, I spent to buy a cow with a purpose of getting more livestock once it starts reproducing."

"After building my house with the second transfer, I thought of milk production investment with my third transfer so I bought 2 dairy cow and now I am happy providing food for my grandchildren without difficulties."