"My life is now different since I am sure that at the end of the month I will be having money to pay school fees for my children and use what I get from my work to buy food."

"In six months to come I will have bought a heifer in order to get milk which will not only be a source of food but income also to my family."

"It is currently different because i have hope that i will be getting some cash from this transfers in a months time.I am always happy as i look forward to receiving my transfer."

"I expect my life to change in the next six months with my farm doing so well and I will have enough to eat with my family."

"I combined my third transfer with my son's and we partnered in buying a brand new motor cycle for transportation business. We hired it out and we are paid 900 KES each per week. On my part this has made a big difference since I get to pay Secondary school fee for our son, which was previously a problem. I also managed to borrow 50,000 KES from The Women Enterprises Fund for the first time because I have a share in an asset-Previously I could only borrow 5,000 KES at any one given time.In addition,I plan to enroll my daughter in a Teachers' Training College come this September since I will continue to save for the purpose."

"I have a new goal of buying a dairy cow because I have been buying milk from my neighbors and its very costly, I have started saving culture so that in the next few months I will be able to buy a dairy cow and start saving the amount that I have been using to buy milk to meet other household basic needs."

"I spent my third transfer in purchasing a second hand motor cycle for transportation business.I hired it out to a young man who pays me 1,500 KES weekly when the business is good, and 1,000 KES weekly when business is low."

"My new goal is to shift my son from a day to school to a boarding school. At least this is going to be a reality in my life."

"I am currently very happy since i am able to get food and can think of my future and have great plans."

"The biggest hardship I have ever faced in my life is when I got a deep cut on my ankle by an iron sheet. The cut was so severe that I was unable to walk for several months. This left me unable to perform my daily chores on my own and I had to depend on others for help. "