"In the next six months, my life will have changed because I will be owning at least one dairy cow. This is the passion that I have and it will make my life joyful. I will be able to provide to my family by selling milk and earning income. Poverty will a thing of the past."

"I no longer depend a lot on my husband like the way I would have done if I never received this money. I can now make independent decisions which my husband also supports. I see these transfer as a source of financial empowerment."

"I spent my third transfer on building a kitchen as a priority since I had cooked from the open for over ten years due to lack of finances and often got inconvenienced. I spent the balance on finishing and fixtures for my existing house . I spent the balance on a bag of dry corn for consumption."

"I spent my third transfer on Secondary school fee for our two children for 40,000 KES, and spent the balance on food items for my family. School fee for our children is always our highest expense yet a priority to us , and I figured out that my husband and I were not likely to get lump sum money again and so the best was to secure our children's education."

"I spent my third transfer on treatment for myself for 25,000 KES, and I am improving. The balance I spent on different types of food for my family."

"I have a new goal to construct a poultry house so that I can start rearing hens for egg production and I would be selling their eggs."

"I spent my third transfer on putting up a high -priority new two room house since our previous house looked like the outside as the roof had many openings and we used to get wet during rainy seasons, and could count the stars on clear nights.Thank you very much GD."

"We are planning to start a merry go round with members from our village because this will enable us to save amount every month to help us in paying school fees for our children."

"I spent my third transfer on renovating my old house for 25,000 KES, enrolled my child in Secondary school for 14,000 and bought 2 bags of dry corn and other household goods with the balance.."

"My life currently is different since I have been able to buy vegetable seeds which I would not have bought them had I not received the transfers."