"The biggest hardship i am faced with is lack of land for cultivation, sleeping in a leaking house."

"Receiving this money means i Will be able to buy a piece of land and build a house in it."

"The achievement I am proudest of is maize farming, last year I planted maize seeds in half an acre and had a good harvest which I sold and used the money to pay school fees for children who are in secondary school and this makes me proud. "

"The biggest hardship I have faced in my life is when my children joined secondary school and I was not able to pay school fees for them. "

"The achievement am proudest of taking a loan from a microfinance institution,using the money to cultivate and plant vegetables and when i sold them i was able to repay the loan and also buy a dairy cow"

"The biggest hardship I have faced is managing finances.My spouse was a drunkard and every little money he got he would spend it all on alcohol.This was very difficult for me because i had to be left to shoulder all the household responsibilities on my own"

"The achievement that I am proudest of is purchasing a piece of land.When i got married,there was only half an acre of land for my family to live in.With a lot of hardwork and savings from the little money that the small farm produced,I managed to buy an acre of land."

"I bought building materials with my first and second transfer and therefore when I received my third transfer I spent it on building semi permanent rental houses .I had a plan of doing so but I did not have capital, because my husband does casual job and sometimes he comes back home empty handed, so I thought of doing so to enable us have a sustainable source of income."

"The greatest achievement that I am proudest of is that I have managed to ensure that my kid pursues his dream course at college. As a responsible parent, I do casual work and subsistence farming to feed my kids and educate them, especially after the demise of my husband about 15 years ago. I trust that my kid will complete his studies and live a happy life. "

"While I was still young, polio paralized my left hand and foot. Accordingly, I have been finding it more challenging to tackle the manual jobs that I do as a casual labor. It is unfortunate that I rely primarily on casual work to earn a living for myself and family - being the houeehols head and bread-winner. Hence, I have not attained enough for myself and family because I rely on one hand alone."