"I boosted my third transfer with my savings from first and second transfer, that I spent in putting up a home, because I wanted to be in my own home since my children will one day get a piece of land.I also bought clothes for my children because they did not have presentable ones."

"I did spend my third transfer to build my children a house for my sons. out of the 48,200 KES I only remained with 3,000 KES that I used to purchase a solar lump for my children during their studies."

"I paid school fees for my children in secondary school because I had a huge fee balance and I wanted to clear.I also bought sand and cement that I used in plastering my house because I had not finish renovating my house."

"I spent my third transfer on renovating my house by cementing the flour, fixing window panes and a steel door which I am proud of because right now my house looks decent. I also bought a bed and mattress since I had a small one and was using a spoilt bed. The remaining amount went towards paying school fees for my son who had perfomed well to join high school since I knew that he had a bright future through his education ."

"I spent my third transfer in buying sofa set worth 8000 KES because I did not have a presentable seats in my house.I also bought two cows worth 10000 KES each that I took to my wife's place to pay dowry."

"I spent my third transfer to purchase sand that costed me 12,000 KES, paid school fees for my daughter at 10,000 KES. I paid the constructor 7000 KES, bought cement at 10,050 and iron sheets at 4000 KES. The remaining money I spent on household requirements and food."

"I spent my third transfer to add more iron sheets that costed me 26,000 KES, I then bought timber and variety of nails to help me in finishing my house construction. The transfers really helped me and as we speak I live in a comfortable house and my family is at peace."

"I spent my transfer in buying iron sheets that I used in renovating and expanding my house because the roof was seriously leaking.I also decided to expand it because it was too small to accommodate my family and the rest I bought food for my family."

"I spent my entire third transfer on building a decent house which I have desired for a long time which fit my family members and I.Truly speaking this house gives me hope for better things in future at a glance of it."

"The biggest hardship I have faced in my life is drought which led to poor maize harvests hence inadequate food for my family. "