"In the next six months I expect my life to change in that I will have paid bride price to my wife's parents, and this should improve our relationship since she has always desired this."

"My life is currently different in that my anxiety regarding the future is reduced considerably"

"My new goal is to probably start a business"

"I spent my third transfer in starting shop business because I had a dream of starting a sustainable business that can enable me have an income.I also spent part of my third transfer to finish plastering my house because I had started and I did not finish due to lack of money."

"I spent the larger portion of my third transfer on clearing school for my two children who were in their final year in high school because I did not have anywhere else to get the money and bought three bags of maize that sustained my large family for sometime. The remaining amount went on clothes and shoes for everyone staying in my house and added more utensils."

"I boosted my third transfer with my second transfer and spent in purchasing a piece of land worth 70000 KES because I am a widow and my brother in-laws grabbed my husbands piece of land because I gave birth to only female children.I also started fish business with an intention of getting sustainable source of income, to enable me support my family."

"I spent my third transfer in purchasing iron sheets and nails that I used in building since I had not finished building my new house because the current house we were staying in, was not spacious enough to accommodate my family. I also paid school fees for my three children who are in private school."

"I spent my transfer in starting a second hand clothes business because I believed it will be a source of income that could enable me pay school fees for my children and feed my family well. I also bought clothes for my children because they did not have presentable ones."

"I spent the transfer I received on buying building materials and paying contractors to build a larger house to accommodate my family and the rest I used to buy basic needs for my family."

"I used that amount of money top pay school fees for my sister. I combined efforts together with my father and we managed to see our sister clear the whole year in school without so much problems."