"I spent the larger part of my third transfer on building a spacious three roomed house and now my heart is at peace since I have acquired the shelter that I used to admire my whole life . I also bought sofa seat and paid school for my child is in high school ."

"I spent part of my third transfer on smearing my mud house which is nicely aligned and I bought three goats that I am anticipating to reproduced and sell some in the cases of household emergenicies. The remaining transfer I gave my spouse."

"I expect my life to have changed in the fact that I will have improved in many projects and even will have facilitated the payment of the workers in my household."

"My life is now different in that formerly I used to be stressed over the overwhelming needs that even forced me into loans of which loans also brought a lot of stress in my life. I have also longed to build for myself a permanent house for long but didn't have he capacity to do so but now with the Gd transfer I was able to do so."

""My life is different in that, am now sleeping in good standard house and better mattress than the one used to have. I have been able to treat myself on time because I have money at my disposal thus keeping me healthy and happy most of the time""

"The achievement I am proudest of is being able to educate my children.My firsborn child completed college and is already employed and happy with his family.The other children are also going on with their studies and this makes me feel proud."

"The achievement I am proudest of is the education that I have provided to my children.I have one daughter who just completed college and two daughters in secondary school.I see my children being better people in life and also helping me when I grow old."

"Raising up six children has not been an easy task.Getting to raise school fees and feeding the family has been a challenge since we heavily rely on subsistence farming and livestock rearing."

"The achievement I am proudest of in my life is being able to educate my daughter up to secondary school.I am proud of her because I see education as an investment and I know she will be able to help me in the near future."

"My greatest achievement is that I currently work for someone who pays me 200 shillings per day. This is an achievenent because I once owned a shop in 2004 but it got burnt as a result of an electric fault. I could not provide for my family then and my family suffered as a result of lack of funds. I am now able to provide for my family since I am the sole provider."