"I spent most of the last transfer to plaster my house since, l have been longing to staying in a nice plastered house and l could not afford. l also spent the transfer to buy furniture since l was sitting on water container."

"I spent most of my last transfer to build my own home since l was still staying at my in law's home. I also spent the transfer to buy fishing net which l am using for fishing and to get my income. The remaining balance l spent to buy furniture."

"I spent most of the last transfer to buy fishing net as my source of income since l am using it for fishing. I also spent the transfer to pay school fee for my sister who is in secondary school. The remaining balance l spent to buy one bag of maize for consumption."

"My life is currently different in that I am more at ease and I live with hope. I can afford things that otherwise I would not have been able to buy. My family is also well taken care of because we can now afford a well balanced diet."

"I expect my life to change in that my family will be feeding and clothing well."

"In the next six months I expect to have opened my boutique,plastered my house and bought a water tank. All these mean more comfort and more money."

"I expect my life to change in the next six months in that I will have achieved my goals of repairing my floor and fencing my home so that it look decent."

"My life is different than it would have been if i never received the money in that am happy and stress free because this money enabled me to acquire many things that i did not have."

"The biggest differebce in my life is that i am able to plough my gardens in time because i have my own seeds,my own oxen for plaughing and my garden that i hired,previoysly i did not have any of this and i used to go begging from those who had and this would make me not to plough in time. I bought my bicycle and movement from one place to the other is now easy,I used to walk long distances and movement was so hard."

"When i received my first transfer, I felt so happy."