"I spent the whole of the last transfer to build my own home, since l was still staying at my father's home where l was so much restricted do some developments being that it is not my home."

"I spent most of the third transfer to build my own home, since l was still staying at my parent's home and yet l am the elder son, so l had do so to allow others too to build their homes."

"I spent most of the third transfer to buy two dairy cow for my future use, this is where by l will be milking the cow and selling the milk to the villagers and getting in come. The remaining balance l spent to buy one bag of my maize."

"My new goal is to save my transfers together with my husband's so that we can buy materials and complete our house by plastering it. This has now become a priority because the house is very dusty and hot so good for our health."

"The goals I now have is to plant maize and buy chicken. "

"I expect my life to change in that I will have more chicken since I am planning to start keeping them in large numbers."

"In the next six months,I expect to have bought enough materials to renovate my house and improve my living conditions. I also expect to have reopened my business and be more independent,this will assure me of proper meals that will improve my health."

"In the next six months I expect my life to change in that I should own a better kitchen"

"In the next six months I expect to have started poultry farming.I also expect to be having enough food for my family."

"The difference in my daily life is planting using fertilizer and buying iron sheet for building my house."