"I expect my life to change in the next six months in that, I will have managed to build my own house by topping up the transfers with the wages from casual jobs."

"Who would have ever thought I would have a such living standard ?, I used to be the laughing stack in my village who stayed in a grassed thatched leaky house and not any since I spent my third transfer on the completion of constructing my decent house which I had started its construction with the second transfer .I also bought a sheep which has already reproduced."

"My husband took my phone and withdrew my third transfer while I wasn't aware and spent it out with the friends . The remaining 10000 KES which he came back with I bought clothes for my new born child and two sacks of maize for my family's consumption."

"I spent my third transfer on building a decent three roomed and a kitchen too ,it gives me joy to stay in a decent spacious house which I really desired that could fit my family members confortably"

"I spent my third transfer on buying an ox to assist me on cultivating my farm and now its a relieve since I no longer pratice labour exchange nor cultivate by the use of hands which was time consuming. The remaining transfer I bought clothes for my family members and food as well ."

"Since the death of my husband I have been staying in an old shanty which at times made me worry of my safety in it as it was almost collapsing hence I spent my third transfer on building as decent three roomed house to crown it all I will forever be greatful to GiveDirectly for the joy and hope it has given me which I didn't expect."

"The achievement I'm proudest of is putting effort into farming that gave amazing harvest. I sold part of the harvest for household sustainability, I now have a healthy and happy family. "

"The biggest hardship I've faced in life is being jobless for so long at the time that I had no savings. My children suffered a lot, I even thought that I'm a terrible dad and a failure."

"The biggest hardship I have faced is having an unreliable source of income. I have therefore strained to pay my children's school fees or even meet other basic needs after my fish business, which I formerly relied on, had collapsed. "

"My proudest achievement is having built a decent house where my family can live comfortably unlike before when I used to live in a rental house. I am no longer stressed over rent payment, and instead injected the money I used to spend on rent into my business. Owning my own house has made me feel settled and has inspired me to acquire more assets since I no longer worry about the burden of moving about with my belongings. "