"My life is currently different from how it was initially because we are now happy in our house."

"In the next six months, I expect my life to change greatly. I expect my dressing code to change since I will be able to purchase my own clothes from the profits I will be generating from business."

"In the next six months I expect my life to change in that my children and I will live in a better house."

"My proudest achievement is having built myself an iron roofed house with the savings I made from the casual jobs. I had a grass thatched house which leaked during rainy seasons. "

"I have no achievement I can mention to be proud of. I live a bad life that is not impressive to me and feels I didn't do much for a better life. "

"I spent most of my third transfer to buy dairy cow for my future use, this is where by l will not spend money any more to buy milk from my neighbors, rather l will be selling it to them. I also spent the transfer to buy cupboard for me to have a place where l can keep my utensils safely. The remaining balance l spent on farming in that when l get enough produce, l will have enough to eat with my family."

"I spent the whole of my third transfer to buy secondhand motorcycle which my spouse is using as a means of transport, to transport people from one place to another and get money for our daily basic needs."

"I spent the whole of the third transfer to buy two cow bulls for farming, this will save me from using a lot of money to hire people's cow when farming."

"I spent most of my last transfer to buy cow bull for farming, this will give me easy time when it comes to farming, l will also be among the first people to plant. The remaining balance l spent to plaster my house to maintaining it clean and durable."

"I spent most of the third transfer to pay labour charge as l was building my spacious house being that l had bought build materials with the second transfer. The remaining balance l spend to pay debt that l had when buying second hand motorcycle, which l am using now to do my business of transporting fish to a nearby market."