"Receiving this money means improvement in my living standards. I plan to start business of selling groceries, I have a ready market here in the village. This is going to sustain me as I will have some source of income. "

"The biggest hardship I have faced in my life was being unable to pursue my studies to college level. My age mates are now employed and earning good salary, I do feel bad when I meet them. "

"The biggest hardship I am facing currently is lack of stable source of income to cater for my family's needs like food, shelter and education. I just have to live in this grass thatched house because I can not afford to build a tin roof house. "

"The biggest hardship I have faced in my life is having to lose my husband in March last year. He was an engineer and away in Uganda. He died after falling off a plant operator. We lost a father, a friend and a sole breadwinner of the family, thus the challenge is having to raise my family a lone. I have had to work extra hard to take them through school and other basic needs. "

"I plan to spend my transfers on starting a car wash business, going back to school and finally saving the remaining of my transfer. Starting a car wash business will enable me to make a profit that I can invest in education for myself. Finally I intend to save the rest of my transfers."

"Receiving this money means liberation from poverty. I would like to spend the transfer on starting up a small business that will be of more sustainable income than the casual labor that I depend on. This will enable me provide for my family's basic needs in a better way."

"This money means alot to me and my family, my children will now be able to go to school without difficulties and I will buy a cow so that I didn't keep on buying milk. "

"The biggest hardship I am facing is continuous struggle to pay rent since the job I do is unpredictable and is based on customer needs. "

"The moment I received my transfer I was very excited."

"I felt so happy at that moment because I was very broke and I did not what to do in my situation at that moment."